in Playa Jaco, Jaco The 2 story at SOLD SOLD SPECIAL 3bd Bchfront Jaco N. Community NOW ONLY $365K has been sold.
HermPalms Newest Renovation, Ocean View + 4 Bdrm + Options in Hermosa Palms, Playa Hermosa is Sold!
in Hermosa Palms, Playa Hermosa The 2 1/2 story at HermPalms Newest Renovation, Ocean View + 4 Bdrm + Options has been sold.
SOLD SOLD LA FLOR BCHFRONT FREE STANDING HOMES; NOT TOWNHOUSES in Playa Jaco, Jaco is Sold!
in Playa Jaco, Jaco The 2 story at SOLD SOLD LA FLOR BCHFRONT FREE STANDING HOMES; NOT TOWNHOUSES has been sold.
6 Bdrm HP Ocean View Luxury+ Xlnt Rental income on 2 lots! in Hermosa Palms, Playa Hermosa is Sold!
in Hermosa Palms, Playa Hermosa The 2 story at 6 Bdrm HP Ocean View Luxury+ Xlnt Rental income on 2 lots! has been sold.
Diamante DEL SOL BEACHFRONT UPDATE in Playa Jaco, Jaco is Sold!
in Playa Jaco, Jaco The apartment at Diamante DEL SOL BEACHFRONT UPDATE has been sold.
BUYING PROPERTY IN COSTA RICA!
BUYING PROPERTY IN COSTA RICA!

Costa Rica real estate Buyers tips, info and legal advice from CR Beach Investment Real Estate, famous for being “uncompromisingly honest.”
UPDATE: FEB. 22, 2022
Thanks for visiting our SMART Buying Property blog page, because now is the time while we still have a VERY few properties left, as the past 10 months there has been a “buying frenzy.” . Check with your favorite airlines because there are still a few deals out there! Also know we regularly update our info regarding rules and regulations set by the Costa Rican government and the U.S. Embassy.
YOU SHOULD KNOW ABOUT CR BEACH’S CONSUMER PROTECTION:
How we protect you when buying Costa Rican property?
1. We use a Costa Rica-Central Bank licensed Escrow company; your funds are released only with your signed permission!
2. After you receive your lawyer’s Due Diligence property report, you may cancel the sale & receive your full deposit back, minus only the lawyers’ (up to $500) Due Diligence research fee:
SUPER QUICK ANSWERS TO YOUR FAQ’S:
1.Yes you, can buy any Costa Rica property with the exact same rights as a Costa Rican, (except for the “Zona Maritima or concession zone” properties, and we’ll tell you why, further below).
2.Costa Rica has a very modern, digital online computerized system for registering properties, called the Registro Nacional, and everybody has the right to research all registered properties-it’s kind of complicated, but google has videos that can explain it really well.
3. Despite a few bad apples here, we do have some great attorneys, and trustworthy realtors who will help you get the best deal possible, while your money is being protected with U.S. style Escrow services regulated by the Costa Rican Central Bank system (SUJEF). REMEMBER, Money does not leave Escrow without your authorization. PLUS my Intent to Purchase Agreements even contain a BUYERS’ remorse clause….
4. RECENTLY UPDATED: Almost all properties (homes-land-businesses-vehicles) WERE put into a corporation for a variety of reasons, your protection from lawsuits; easier to sell or transfer the property; and other reasons of privacy.HOWEVER DUE TO RECENT CHANGES REGARDING “INACTIVE” CORPORATIONS, MAYBE A CORPORATION IS NOT THE BEST WAY FOR YOU! PLEASE DISCUSS with your attorney!.
5. Realtors don’t have to be licensed yet, but soon they will be, and in conjunction with the two existing Realtor associations, the CCCBR and the CRGAR. Many of us also adhere to the Rules of Ethics as promoted by the National Association of Realtors USA. (Mine is International Realtor ® Certificate of Membership #061212737 National Association of REALTORS®)
6. All the scary stuff of buying property in Costa Rica happens when the Buyer doesn’t use a real estate professional nor a recommended attorney. After more than 26 years here, we know which professionals you can trust, as our experience has taught us to be very selective.
7. Ever since the beginning of 2017, the purchase process here has become a little more difficult in following the Escrow agreement procedures, thanks to the process called Apostille. Now the good news is that it’s a lot easier to get an Apostille stamp from your nearest Secretary of State’s office than it used to be when you had to find the nearest Costa Rican consulate and pray that they were open. The Apostille stamp certifies that the notary public that stamped your other Escrow requested documents is an officially licensed Notary, and each U.S. Secretary of States’ offices which stamp the official document are always open except for U.S. holidays.More info is contained below, but feel free to call OR email us with any of your questions, We’ll be glad to help! We also recommend for online legal advice: Roger Peterson: https://costaricalaw.com/
in Costa Rica: 011-(506) 4702-0808 TRY WHATSAPP, ITS FREE & EASY, +1 (506) 8388-5055 We also have Skype: crbeachjeff_
Do I Really Need To Use A Realtor Or Broker In Costa Rica? Of course, the answer is yes! Costa Rica is not the 51st U.S. state, but a fiercely proud independent country with their own system of laws and ways of doing things. Just because you remember some high school spanish and have the courage to drive in a foreign land, should not give you the confidence that you can find “deals” on your own.
When you hear about the “gringo price” and the “locals” price, of course thats true if you are trying to find a property on your own, by driving around a neighborhood. Of course, the “local” in every country on this planet will tell you, the foreigner in a big fancy car, the highest price they can think of in that moment, just to see your reaction.
Also know this, usually, the better deal is from the foreign seller that needs that cash, now. We know exactly what you should be paying, and will fight for the lowest price possible. Many a Seller trying to list their property for a “dream price” has left our office shaking their head after hearing Jeff’s famous, “that price is not even close to reality, sorry, I can’t offer it for that price.”
Should i Use a San Jose Real Estate Brokerage for Properties for the beach? Would you call a San Francisco realtor if you wanted property in Los Angeles? It’s the same thing here. Locals know the areas, the great advantages, and the conditions to watch out for.
We know that you worked hard for your money, and we want to see you make a wise investment with us, as well as your friends and relatives, too!!! We will help you select the perfect property, attorney and other experts, assist with financing, and provide you with realistic price comparables and “no bull” market analysis. We can enlighten you to the realities of Costa Rican bureacracy, assist in the discoveries of the hidden treasures found amongst us, but most importantly we will protect your investment–this is why you use a local realtor–especially CR Beach Investment Real Estate.
Can A Foreigner Buy And Sell Property In Costa Rica?
Ownership of real estate in Costa Rica by foreigners is fully guaranteed by the Costa Rican constitution. In addition, foreigners enjoy the same ownership rights as Costa Rican citizens, regardless of whether the property is placed in the name of a corporation or in the name of an individual. The only exception to this is in regards to concession lands, which will be discussed later.
Step By Step Through The Purchase Process and how CR Beach protects you more than other real estate companies:
These are the basics that a purchaser follows when buying a property in Costa Rica:
1. Sign a Letter of Intent (aka Intent to Purchase Agreement) which contains the basic facts of the property; the price you are offering; a few details about the Buyers; time elements of the deal, and as many specifics to the deal known at the time. Signatures of Buyers and Sellers must be on the last page, initials on the previous pages, which will then be presented to the Escrow company and your Attorney. 2. If you are in Costa Rica, we suggest you make a small deposit via cash or even credit card, usually $500 to show the Seller you are serious and to take it off the market (usually for 5-10 days after you have returned home.) This $500 is given to your Attorney to initiate the Due Diligence process and later this will be a credit in your Closing Costs. Any questions:call tollfree 888-782-1119.3. Wire Transfers are part of the process established by the “real” Escrow Company (REGULATED by Costa Rica’s Central Bank Approved Financial Authority SUJEF currently www.STLA.net ).
ATTENTION: As of 2015: There are many more requirements as established by SUJEF prior to the Escrow company being permitted to send you the wire instructions.
a. There has to be a signed Intent to Purchase Agreement by both Seller and Buyer for them to start. b. They require proof of funds and completion of a form called KYC: Know Your Client, and this paperwork must be completed prior to the Escrow company sending you the wiring instructions. Please remember that wire transfers from the U.S. or Canada typically take 2-3 business days AND please include the extra fees that the banks charge here for receiving them $35-$50 per transfer.*NO FUNDS WILL EVER BE RELEASED FROM ESCROW WITHOUT YOUR SIGNED AUTHORIZATION!
4. We will introduce you to our area’s most respected Attorneys, who will speak and write in English, and they will be happy to converse with you regarding any legal matters you may have, from the purchase of property, to the choice of corporation type, to residency requirements. Best online legal info is: www.costaricalaw.com 5. When you are comfortable with the lawyer, and you have correctly filled out all the documents required to open up the Escrow Account, you will be sent wiring instructions as ONLY THEN can your funds be wired into Costa Rica to the authorized Escrow Account opened by the prestigious Scotiabank.
6. Due Diligence will then be initiated and generally takes from 1 week to 10 days, only rarely does it take 2 weeks or longer. The DD will include complete Title and Corporation research, performed by your Lawyer.
In Costa Rica, all notaries must be attorneys, and are registered with the Bar Association, (Colegio de Abogados).
7. CR Beach always protects you by giving you up to 36 hours from receiving the Due Diligence report, to decide to if you wish to continue with your purchase. For any reason, if you decide to not continue with the purchase, you will be charged only the $500 (negotiable!) for the Lawyer’s legal fees, and be required to provide a banking address for your refund if other funds were submitted. You must send an email stating your intentions!8. Closing will then occur after you have seen the Closing costs detailed by the Escrow company; proof of the receipt of the final transfer of funds; then the actual Closing where the complete explanation of all documents are explained to you in English or Spanish; the execution of transfer deed, and if the corporation is being transferred to the Buyers there is the endorsement of shares, and the change of officers form.In the not too common sale where the Seller is financing a portion, there will be a mortgage deed and the complete list of the future required payments. These days either the Sellers or the Buyers do have the option to not be present in Costa Rica for the closing, but they will have to have appointed a Power of Attorney to someone who will sign on their behalf. These documents authorizing the POA are signed first in front of a Notary Public in the country where the Buyer/Seller resides, then scanned back immediately and later sent by Fedex/UPS to Costa Rica.9. Your lawyer will submit all paperwork to the Public Registry (Registro Nacional) and then in about 9-12 weeks, you will receive official title. CR Beach will ensure that you are protected, every step of the way!
How Much Are The Closing Costs?
The old custom was for the Buyer and Seller to share equally in the closing costs, because in many cases, to reduce legal fees, the buyer and seller used the same attorney.For the years up to 2013, if the Seller was providing a clean, easily transferable corporation, the Buyer was responsible for paying the closing costs, because the Seller had provided his “value” or financial contribution to the transaction, this was always less than 2%. Not any more! This all changed starting in 2013 BUT MOST RECENTLY, JULY 1ST, 2019:The 2012 Costa Rica Property Transfer Tax Law provides that all new real estate transfers will be subject to a 1.5% transfer tax. In addition, when the property is transferred and recorded in the National Registry, additional fees for registration and “stamps” will be added to the closing costs as well, .08%. This means that if you want 100% complete “peace of mind” you can pay $550-$900 for a new corporation, plus the extra .08% of the selling price to the National Registry and place the property in a brand new corporation.This is the #1 method to protect yourself from any legal liabilities that might be the responsibility of the prior corporation, and i agree!Thus, the total cost of a real estate closing transaction will be somewhere around 2.3% of the selling price for the Buyers and about 2% for the Sellers (plus Sellers pay the real estate commission + the 13% tax on that commission-negotiable?), with the Buyer paying extra fees for the cost and registration of the new corporation, and wire transfer fees and escrow. This can all be negotiated however, as when certain times the Seller stands firm with his selling price, and says, “I will agree to this price but you pay all closing costs, I will pay only the realtor’s commission.” Some realtors are making the Purchase price offer to include the Buyers paying all the closing fees, and there are some smart negotiating tactics reasons for this. Also important to note is that if the Seller is financing any portion of the sale, or the Buyer has miraculously secured bank financing (extremely difficult especially for foreign buyers), then the Buyer IS responsible for paying ALL closing costs.Thus for the Buyers to get the best possible price, we now recommend making anall cash offer, as this can save you from 10-25% off the purchase price!
How Is Title Transferred?
What Legal Documents will the Buyer receive?When buying property in Costa Rica, property is transferred from seller to buyer by executing a transfer deed ( escritura ) before a lawyer-notary, except when merely transferring shares of a corporation, which has become the norm HOWEVER, this all changed in January 2013. Unlike common law countries, such as the United States and Canada, where the role of the notary is limited to authenticating signatures, in Costa Rica the public notary must be an attorney! They have extensive power to act on behalf of the state as they draft and interpret legal documents, and authenticate and certify the authenticity of documents.Once a transfer deed is accepted for registration, the Public Registry will return the original document with all the documentary stamps affixed to it and properly sealed. Assuming no defects in the transfer deed, it should be registered by the Public Registry within 25 to 60 days after presentation. Your completed transaction package will be provided to you by your attorney and will contain:
A) Due diligenceB) Transfer deed c) Corporate books and by-laws d) Certificate of incorporation e) Escrow disbursements) New title certificate. Please note, that as required by Costa Rican law, all documents (except the Due Diligence report), will be in Spanish. However you can pay extra and your lawyer can get those documents translated into English (or French, German, Mandarin, or Portugues!)
How Much Are The Yearly Property Taxes?
Frankly, this is one of those fantastic reasons to buy property in Costa Rica! Property taxes (Municipal Taxes) are supposed to be only ¼ of 1% of the declared value. Thus for every $100,000, the property tax is supposed to be only $250 ANNUALLY. But it’s usually less-except for those in luxury tax zones.Unfortunately the Costa Rican government is not receiving what they should for property taxes, usually because of pre-registered values and the neighbors pressure to “not rock the boat.” Coincidentally this percentage is about the same to purchase home-owners insurance, and yet many choose NOT to have it.Be aware that a new luxury tax was approved in the wealthier areas of CR, and levied at about the same one fourth of one percent, yet, this doesn’t seem to be very well enforced.
This year the law says that its only for the construction of a home worth more than $234,000 after depreciation. If the home has that value, then the land is added to the amount and the tax is figured from there. IN some cases, this would mean an annual property tax of $2000 of homes worth over $800,000. This tax is administered at the municipal level and can be paid quarterly. The type of property, location and other factors contribute to the calculation of this tax and MUST be shown to be fully paid immediately prior to transferring title.
What About Capital Gains Taxes?
There are new laws since July 1st, 2019 regarding paying taxes for properties that show personal capital gain tax. Please consult an attorney as its not as bad as it seems. Lots of exemptions…..
Who Pays The Sales Commission?
The most common way is that the Seller pays the commission to the realtor/broker at closing and typically 5 but up to 7%. The buyer or purchaser does not have to pay any commission when buying property in Costa Rica, UNLESS you have chosen this method with your Broker, and he acts 100% as a “Buyers Agent” and provides you with a Buyers’-Broker’s Agreement. There are advantages to this strategy (as an honest broker, i am happy to do this) as many times the Seller wants to know exactly how much will go into his pocket, or the Seller thinks because he will never be in Costa Rica again, he will skip out on paying. Be aware that if the Seller skips out, they may find that the actual sale can be blocked at the Registro Nacional, and thus will lose (or have blocked) 100% of the expected funds, (versus only the 3-7% they had previously agreed to pay out.
The Seller is responsible also for a 13% tax on the commission that was paid, (since 2013) and this is in lieu of a “capital gains tax” the CR government has been trying for years to impose.The sales tax (impuesto de ventas) or value-added tax (VAT) is 13%. ONLY calculated over the real estate commission, not over the sales price of the property. It is always paid by the SELLER, (Ley de Impuesto General sobre las Ventas: Ley 6826, Articles: 1.n – 2.d – 3.c) Just remember, overall, taxes in Costa Rica are a lot cheaper than the U.S. !!!
Can I Have The Title Of Property In My Own Name?
The decision to have the property that you are buying in Costa Rica in your own personal name or in the name of a corporation is strictly up to the investor. To put it in the name of a corporation is very common; it can offer benefits of asset protection, anonymity for the actual owner, and makes title transfer easier and these days, a little cheaper. However since new laws of July 2019, many property purchasers are now putting the title in their own name, and this will save them some money, yearly! A valid passport for 2-4 representatives (president, vice president, secretary, and treasurer-all can be foreigners) is the only requirement for a foreigner to form a corporation in Costa Rica; the cost ranges from $600-$900 in most cases. More corporation info will be found on this website or costaricalaw.com
Can I buy or need Title insurance in Costa Rica?
SHORT ANSWER: no,Costa Rica used to have “title insurance providers” (Stewart Title, Chicago Title companies and some others) but these companies were ruled to be unnecessary and illegal about 2011. The success of Costa Rica’s new Registro Nacional with its’ improved and fully digital changeover starting in 1997, meant that all attorneys, could use this modern Costa Rican Registro Nacional system faster and more accurately to confirm that a property had clean title with proper ownership. The main Registro Nacional is located in Zapote, San Jose with many branches throughout Costa Rica. In the event that adjustments are needed for any given title, these alterations must be recorded at any Registro Nacional. The Public Registry report (Informe Registral) that most anybody can now access, provides detailed information on the property, including the name of the title holder, boundary lines, tax appraisal, liens, mortgages, recorded easements, and other recorded instruments that would affect title. Of course for accurate Due Diligence, the corporations that almost always own the property are thoroughly investigated in a different government entity. Please note: Stewart Title used to offer title insurance in Costa Rica, and stopped around 2011.We highly applaud and recommend their evolvement into a legitimate excellent Escrow services provider STLA, Secure Title Latin America https://stla.net/offices/secure-title-latin-america-costa-rica-office/ This is who most intelligent lawyers/realtors are using to protect their Buyers’ funds because it’s not easy to get an Escrow account to be approved, (proving that all funds are from legitimate sources), CR Beach protects you with the Escrow service because: NO BUYERS’ FUNDS can be released without the Buyers’ signed approval of the closing statement. They have been great and we are so thrilled that they have added a small branch office in Jaco!
Do I Need To Have Residency To Purchase Property?
No, it is not necessary to have residency to buy property in Costa Rica. You can buy with your tourist status. Living here is another matter, as a foreigner and tourist you have to leave the country for 72 hours once every 3 months in order to renew your legal status in Costa Rica. Some of the foreigners without residency enjoy traveling and visiting Nicaragua or Panama for a couple of days, or go back home for a short trip, or discover more of Central America in order to renew their visa.There are many forms of residency available, we can help you to contact an attorney who can assist you in determining what residency status would work for you. If you plan on living here year round, you will find it easier if you have legal residency. There are several ways to find a good Residency lawyer, just ask!
How Can I Get Residency In Costa Rica? There are several ways to get a residency here, with different types, such as Pensionado, Rentista or Inversionista. It depends on your individual situation; we recommend consulting a lawyer regarding residency.For all residency requirements and updates we highly recommend: such as: www.arcr.net or www.residencyincostarica.com and there are others too.The easiest? way is to fall in love and marry a Costa Rican. They recently have changed the divorce laws, so now, its no longer 3 years before one can file for the divorce.
The government has cracked down a little on obvious “fake” marriages, so if you are serious, we suggest meeting your “soul mate” thru the few reputable and legit Costa Rican “introductory services” . Residency requirements include paying the “Caja.”When you apply for CR residency you are required to join CAJA and pay into the government health care system. The fee is determined by your monthly income minus expenses, your age, and how they feel at the time? It is a reasonable price for an medical emergency, but I would not count on it as your primary medical system. I pay to see private doctors who are fairly inexpensive, as compared to cost in California, U.S., and usually we all get very good medical care for our needs. If you have preexisting conditions, fortunately that doesn’t even matter to CAJA, just need to pay into the system every month and then wait and wait and wait. My recommendation is what i did, join Blue Cross-Blue Shield, that they sell here, and my agent is Freddy Obando. I also recommend Freddy, (excellent English) for home & auto insurance.
What Are The Regulations Regarding “Zona Maritima or “Concession zone” Beach Front Properties?
A very controversial subject, as many realtors won’t tell you upfront if its in the Concession Zone or in Spanish> Zona Maritima. When buying property located on or very close to Costa Rica’s beaches, you should be aware of the following:In ALL of COSTA RICA, the first 50 meters (for linear feet x 3.28=164 feet) from the mean tide mark CANNOT LEGALLY be built on by anybody, anywhere in the country, as it is considered public beach.
An estimated 93-95% of Costa Rican beaches fall under a category known as the Maritime Zone Law, (Zona Maritima). Thus to the first 50 meters or 164 feet add another 150 meters or 492 feet. This 150 meters is subject to the Maritime Zone Law and the ICT administers the granting of Concessions. There are some disputed properties whose owners claim that since the property was registered prior to 1973, in which case it has full title and can be transferred as such and called “titled to the 50 meter line”).
Concession property operates as a leasehold agreement with the Costa Rican ICT, (Instituto Costarricense de Turismo) and the local Municipality and we strongly urge caution when purchasing this type of property. We at CR Beach will sell you “concession land” ONLY after you show us a letter, email, or quick note from your attorney stating that you have been advised about any potential risks.
The ICT is also responsible to declare the tourist or non-tourist areas at the maritime zones. At this point it is important to clarify that only private people or companies from Costa Rica may develop tourism projects in maritime spaces, as well as those foreign companies whose 50 percent of its capital belongs to Costa Rican citizens.
Restrictions when approving a concession on public land:
Article 47 of the Maritime-Terrestrial Law establishes, in general, the people or companies that cannot receive a concession:
– Foreigners who haven’t resided in the country for at least five years
– Companies (sociedades anónimas) with bearer shares
– Companies or entities domiciled abroad
– Entities founded in the country by foreigners
– Entities whose shares, quotas or capital (more than 50 percent) are in hands of foreigners. In other words, you as a foreign investor CANNOT OWN MORE THAN 49% OF THE CORPORATION THAT PURCHASES THE CONCESSION LAND!
The management of a concession requires the work of legal experts, as before applying to a maritime zone concession, a rigorous research of the land is required, especially in areas without a Plano Regulator included in the Law 6043. Besides, all the Costa Rican municipalities handle a different regulatory plan, so the paperwork to apply for each concession can vary.
The fact is that after having lived in Costa Rica for over 28 years, i have witnessed major multi-million dollar hotel projects that really are built on concession land throughout Costa Rica, (4 Seasons, Hilton, W hotels, Riu 2 hotels) without any problems, thus it must not be that risky if you have deep pockets for lawyers….All in all, an investment in shoreline property regulated by the Maritime Zoning Law requires extra caution and thorough investigation. Like how many nights can an owner of a concession zone condo be allowed to stay in their condo during a calender year? Yes that’s part of the regulations!
There are ambiguities that exist within the written law, so that as regulations are created and amended, rights to property may also change, so remember your rights are not as well respected when compared to major hotel chains who received double the length of concession zone time limits! I have seen the ICT take away 500m2 of beachfront from a small hotel, in Playa Hermosa, in 2010, thus all the warnings I am providing to you!
Even if you get a concession, there are no guarantees that the concessions will be renewed or that the price of the concession or the yearly canon will be within reason. The fact remains that you are not purchasing property, you are leasing it and you must be willing to accept that risk.
Costa Rican Corporate Structures: Types Of Legal Business Organizations
There were changes made in 2019/2020, so consult your attorney!) Thanks to Roger Peterson for his “excellent current legal internet advise” check out: www.costaricalaw.com or others on google, for information that is no more than 1 year old.
Purchase Of Land Through Costa Rican Corporations I used to have lots of info here, but now I insist you ask an attorney because there have been lots of changes in the past 2 years, and besides, thats what you pay them for!
What Does It Cost To Build In Costa Rica?We have known people to pay as low as $58 per square foot and as high as $150 a square foot. I say, on average $100 sq.ft, but if you speak spanish, then knock off 10% and if you have building experience then knock off other 5%. (or vice-versa).Building Versus Buying An Existing Home? Depends on the market. Now it’s cheaper to buy built, in a majority of cases, unless you are an experience builder that can construct multiple units for resale purposes.
What’s The Process To Build? There is a licensing body for architects and engineers, Colegio de Ingenieros y Arquitectos, which sets standards for fees should you decide to build. These prices however are not chiseled in concrete! Of course it is much easier to buy property already established, but if you must build, it is strongly advised that you have prior building experience, speak some Spanish, or have a solid recommendation for either the construction company or an architect. Costa Rica offers a wide availability of good quality construction materials, reputable contractors and construction companies. Most construction meets or exceeds California’s seismic codes, due to the low price of concrete. Hardwoods and imported tile are cheaper than the U.S. and laborers are plentiful from Nicaragua. There are many builders we can recommend, with proven track records.)
The following is from www.costaricalaw.com who we endorse as highly reputable:All architects and engineers in Costa Rica must be licensed by the Costa Rican Association of Engineers and Architects (olegio Federado de Ingenieros y Ingenieros y Arquitectos-CFIA). This governing body establishes the fee schedule that can be charged by its members. Most fees are based upon a percentage of the value of the construction project.
According to the regulations of the CFIA (Reglamento para la Contratación de Servicios de Consultoría en Ingeniería y Arquitectura), the involvement of a licensed architect/engineer in a construction project is separated into two phases. Phase 1 is construction plans and permits and Phase 2 is control and execution. Preliminary studies (estudios preliminaries): 0.5 percent. These studies may or may not be required, depending on the scope of the project.
Preproject design (anteproyecto): 1.0 to 1.5 percent. Generally, during this stage, the architect/engineer will meet with the client in order to discuss the client’s construction requirements. With this information, the architect/engineer will prepare drafts of the proposed construction project for review by the client. These drafts should include site planning and preliminary work drawings. When you contract for this service be sure you agree with your architect/engineer before hand on what he or she is going to provide for you.
Construction plans and technical specifications (planos de construcción y especificaciones técnicas): 4.0 percent. This is one of the most important steps in the overall construction project since execution of the project will depend upon the quality and accuracy of your construction plans. Once you and your architect/engineer have agreed on the layout and design of the project, she or he will begin drafting the plans. In Costa Rica, a complete set of plans should include a site plan, distribution plan, elevation and transversal and longitude perspectives, roof design and drainage, design of footings and support beams, structural plans, electrical design, mechanical and sanitary system design, as well as a plan that details all of the interior finishings of the construction.Budgeting (presupuesto): 0.5 percent for global budgeting; 1.0 percent for itemized budgeting. Here the architect/engineer prepares a materials list based upon your construction plans and prepares a construction budget for you.
Construction Permits–Another View of the Construction Process:Phase 1. Construction plans and permits. This phase is further subdivided into several distinct professional services that can be provided to the client by the architect/engineer. The percentages cited below are those that the CFIA has established as minimum chargeable fees.Supervision (Dirección técnica): 5 percent. This requires more direct involvement by the architect/engineer in the day-to-day operation of the project.Administration (Administración): 12 percent. Here, the architect/engineer takes complete responsibility for the execution and completion of the project.The option you choose will depend upon the type of project involved, the reliability of your builder/general contractor, and the amount of time you are willing to dedicate to the construction project. All told, phases 1 and 2 can range from 9 percent to 18 percent of the estimated value of the construction project, depending on the amount of services required. It is common practice to negotiate fees with the Architect AND engineer. Most, of course, will be eager for your business and, depending on the scope of the project will be willing to work out an agreement tailored to your particular needs. Otherwise, have your Attorney do the negotiating for you to ensure that you will get the best agreement possible.
Before you sign any contract, be sure that you understand the fee structure and know exactly what is and is not included in the fee and clearly define the responsibilities that your architect/engineer are going to assume. Do the same thing with your general contractor and any subcontractors.
ALL FEES ARE NEGOTIABLE!!!Before you purchase a lot with the intent of building on it, you should conduct some preliminary studies on the property to ensure that there won’t be a problem obtaining a building permit.
Due Diligence studies include:
1. Determine if the lot has basic services such as water, electricity, telephone, and drainage.2. Determine there are no restrictions placed on the lot that could result in the denial of a construction permit. It will not be enough to check the Public Registry. You should also check the local Muni first, especially by someone, lawyer or architect, who has communication Ministry of Public Works (Ministerio de Obras Públicas y Transporte) for future road construction projects; the Ministry of Health (Ministerio de Salud); the National Institute of Housing and Urban Development (Instituto Nacional de Vivienda y Urbanismo) and the municipality where the property is located (municipalidad).3. Investigate if there are any environmental regulation that may effect your construction project, such as national wildlife refuges and areas deemed protected by the forestry Law. (see MINAE and SETENA below).Requests for construction permits are filed with the Permit Reception Office (Oficina Receptora de Permisos de Construcción), which is a centralized office that houses government representatives from MOPT (Ministerio de Obras Públicas y Transportes-roads), INVU (Instituto Nacional de Vivienda y Urbanismo- housing), ICE (Instituto Costarricense de Electricidad-telephone), AYA (Instituto Costarricense de Acueductos y Alcantarillados-water), SNE (Servicio Nacional de Electricidad-electricity), CFIA (Colegio Federado de Ingenieros y Arquitectos), and the Ministry of Health (Ministerio de Salud).For a single family home that measures more than 70 m2 (735.2 ft.2), the applicant must provide the following documentation: four copies of the construction plans, four copies of the property cadastre plot plan (Plano catastrado), four copies of the permit checklist (hoja de comisión), two copies of your property deed (escritura), one copy of the consulting contract with your architect/engineer (contrato de consultoria), an approval from the water company (AYA) regarding availability of water, and one copy of your electrical design plan approved by SNE. Condominium projects, commercial construction, and urbanization projects all carry additional requirements for obtaining construction permits.In addition to these requirements, you will need to request a building permit from the municipality in which the property is located.
By law it is the municipality that is delegated the responsibility to ensure that all constructions comply with building regulations (Article 1, Construction Law). You can, therefore, expect periodic visits to your construction site by the municipal building inspector, who must certify that the construction is proceeding according to code.We don’t mean to scare you with the above information, but to be well informed will eliminate future problems. We are experiencing a building boom currently, so it is possible to follow procedures and get things done right.Phase 2. Control and execution. This stage involves the actual construction and project supervision. The regulations authorize three kinds of supervisory tasks, each of which requires a larger time investment from the architect/engineer. Inspection (Inspección): 3 percent of total construction value.
Here your architect/engineer will visit the construction site at least once a week and will inspect it to ensure that the plan specifications are being followed by the general contractor. They will also verify the quality of the materials being used and review invoices being presented by the general contractor. We don’t mean to scare you with the above information, but to be well informed will eliminate future problems. CR Beach will help ensure you have the greatest chance for success in Costa Rica. Who are MINAE and SETENA?Minae is the Ministry of Energy and the Environment which governs and enforces the environmental laws in effect here in Costa Rica. Minae is entrusted with protecting ecosystems and species and can be called upon to file denuncias or legal charges in cases of environmental damage by Costa Ricans and foreigners alike. Indeed, in Costa Rica, Article 50 of the Constitution gives all HUMANS the right to enjoy a healthy and balanced natural environment and provides that the STATE or government will guarantee and preserve this right for all. All permits for cutting trees and general aspects of land use are delimited by MINAE in accordance with these environmental laws. Therefore, if your property contains primary or secondary jungle, rivers, streams or springs, your use is strictly limited and should be investigated with authorities in your area to avoid serious civil and criminal penalties. Moreover, if any of these trees are rivers or springs are situated on steep mountain slopes, the laws governing construction are different.
MINAE works in conjunction with local Municipalites as well as with SETENA, the Technical Environmental Secretary charged with evaluating environmental impact incurred with all development projects. You need a Technical Study or Estudio Technico to move forward with any kind of development or construction activity, and there are private companies that can assist you with these studies, check www.deppat.com.
Many properties are part of a Municipal Zoning Plan or Plan Reguladora. In this case, your local Municipal government can tell you if a plan exists for your area, OR IS IN THE WORKS, and give you any regulations set forth therein. Any activities carried out on your property must be permitted by the zoning plan. Moreover, if your property is in a coastal zone or Zona Maritima, you must request special permits from the Municipal government as well from the Tourism Institute (ICT) to carry out any kind of construction or tourism activity. Ministry of Environment and Energy (MINAE)Information Office Headquarters www.minae.go.cr/ https://www.minae.go.cr/setena/ SETENA PHONE NUMBER: 2234-3367 EMAIL: setena@minae.go.cr FOR MORE INFORMATION VISIT: https://www.tramites.go.cr/
Can I Use IRS 1031 Exchanges or IRAs For Costa Rica Real Estate?
Yes, for those U.S. citizens who are sophisticated investors looking for unique real estate investment avenues, we recommend that you consult with your tax professional for the best strategies tailored to your specific needs.
KNOW YOUR CLIENT laws were first passed in 2009 Regarding Client information legally required to be provided to Banks, Escrow and Insurance Companies: Still in effect today! INS – which is still the only Costa Rican state sponsored insurance company operating in this country – has integrated a Compliance Office, with a full-time staff to make sure of full compliance, because the consequences are expensive if a financial institution is found to be in non-compliance! INS is now getting serious. Their first objective is to improve, update and complete a data base of its clients, known as Base Unificada de Clientes, or “BUC”. To do this, it has ruled that as of July 1st, 2009, applications for new insurance or applications to modify existing policies must attach a form “Información del Cliente” OR KNOW YOUR CLIENT, without which INS simply will not process applications. Excepted are the simpler one-shot policies, such as Flight insurance, Students’ insurance, Traveller’s Accident insurance, etc. The form is detailed, and requires from the client the usual identity and contact information. If the client is a corporation, the information is required of the corporation itself and also of the person representing the corporation (“apoderado”), whose power-of-attorney (“personería”) must be attached. The form must be signed by the client or the legal representative, if a corporation. Must attach:- Copies of the client’s and signer’s ID’s.- Proof of address (light, phone, or water bill)- Proof of income and sources of income.- “Personería” of the signer (for corporations.)Once a client has complied by filling out the “Información del Cliente” the Know Your Client form and providing the additional info, hopefully there will be no more disclosure requirements from that client for a while.
ONE MORE PIECE OF ADVICE:
When you consult a U.S. attorney and/or accountant regarding THEIR thoughts about YOUR purchasing a property in Costa Rica, please make sure they ARE FAMILIAR with buying properties in foreign lands or better yet, Costa Rica, regarding your future taxes, or expense write-offs,or especially Trusts-Wills-Inheritances. If they aren’t experienced in this area, please get a personal recommendation from them for someone that is.
BE PREPARED but please consider this:
Costa Ricans are very proud of their country, their laws, their heritage & reputation; and legalities that exist in the U.S. may not have any legal relevance here. This is the same reason why U.S. Banks cannot provide loans on Costa Rican properties.
This is a great country of laws in a different system than the U.S., (Costa Rica Civil Law vs U.S. Common Law) so don’t even think about suing someone here nor even verbally threatening to sue, because people will look at you and smile, thinking, “oh these poor naive tourists”, lol…
It’s important you find a great attorney here, recommended by either your realtor or your Embassy, and if necessary, hire three to get a definite answer!!!
Pura Vida!

CONTACT US:
TEL in Costa Rica: 4702-0808 (011 country code, 506 area code)
WHATSAPP +1 (506) 8388-5055 at no charge
SKYPE: crbeachjeff Email: jeff@crbeach.com
2 Story For Sale in Hermosa Palms, Playa Hermosa
• 4100 sqft , 4 bath , 4 bdrm 2 story – FOR SALE USD795,000 . Worth so much more
MLS® 169
in Hermosa Palms, Playa Hermosa
NEW INFO ON SAVING A LIFE FROM A HEART ATTACK!
NEW LIFE-SAVING INFO: From Dr. Patrick Teefy, Cardiology Head, Nuclear Medicine Institute University Hospital, London Ont.
Everyone SHOULD send this to at least 10 people they know!
- Let’s say you’re going home after an unusually hard day on the job.You’re really tired, upset and frustrated.
- Suddenly you start experiencing severe pain in your chest that starts to drag out into your arm and up into your jaw. You are only about five miles from the hospital nearest your home. Unfortunately you don’t know if you’ll be able to make it that far.
- You have been trained in CPR, but the guy that taught the course did not tell you how to perform it on yourself.
- HOW TO SURVIVE A HEART ATTACK WHEN ALONE?
Since many people are alone when they suffer a heart attack without help, the person whose heart is beating improperly and who begins to feel faint, has only about 10 seconds left before losing consciousness. - However, these victims can help themselves by coughing repeatedly and very vigorously.
A deep breath should be taken before each cough, and the cough must be deep and prolonged, as when producing sputum from deep inside the chest.
A breath and a cough must be repeated about every two seconds without let-up until help arrives, or until the heart is felt to be beating normally again.
6 . Deep breaths get oxygen into the lungs & coughing movements squeeze the heart and keep the blood circulating. The squeezing pressure on the heart also helps it to regain a normal rhythm.
In this way, heart attack victims can get help or to a hospital.
- Tell as many other people as possible about this. It could save their lives!
LEARN THESE WORDS:
EASY TO LEARN SPANISH TO SAVE MONEY & ENJOY COSTA RICA EVEN MORE!
To greatly enhance your time in Costa Rica, we strongly suggest learning these words. The Costa Ricans will be even more super friendly and more “discount” agreeable when they know that you are at least trying to speak “Español.”
You already know a whole bunch of words in spanish, so use those words as guides to pronounce the vowels: (“a” is always like in taco; “i” always like in si’; “o” always like in no; “e” always like in day; “u” always like in burrito or boo!
You have no excuse, its a helluva lot easier than English!
And no, adding “O’s” after English words does not help the Ticos to understand you any better. Neither does raising your voice and gestering wildly proclaiming, “why don’t you speak American?” (yes I actually have heard this, twice!).
An easy way to learn Spanish is either with Rosetta Stone, Duo Lingo; or google it….
One more thought: The use of the term “Gringo” is not negative as in other latin countries, its just a descriptive term, like gordo-fat, flaca-skinny, etc…
Have fun!
To learn Spanish for Costa Rica, we suggest you study diligently the words below.
Costa Rica – co-sta-ree-ca–Please pronounce the name of this country correctly. The “O” in spanish is ALWAYS “oh”. And who lives in Costa Rica? Ticos=males and Ticas=females, Gringos, Gringas, Chinos, Chinas, Latinos, Latinas, etc…..
¡Buenas! – bwe-nas – The simple, buenas is a standard greeting, and may be used morning, noon, or night, on the street, entering a store, everywhere. The “A” in Spanish is ALWAYS pronounced like the “A” in mama.
¿Hola, Cómo Está? – o la, co mo eh sta? -Hi or hello, how are you?
¿Muy bien, Gracias, y usted? mooee bee “n” , gra si ahs, ee oos-ted or ee two? – I’m fine thanks, and you? The ee two is for previously known people, or much younger than you.
¿Cuánto vale? – kwan-to val-eh – How much does it cost? In Mexico, and sometimes here, “cuanto cuesta”
¿Tiene cuartos? – T’yen-neh kwar-toes – Do you have any hotel rooms?
¿CUÁNTO? – kwan toe – How much? (Look as shocked as possible when hearing the answer!)
Pura Vida – Poo-ra Vee-da – this is the super famous Costa Rican phrase, and the answer to almost any question or comment. Usually as a greeting or replying to , “como esta” (how are you?)
CERVEZA cer-vey-sa is more commonly used by Costa Ricans, and hooray Jaco has lots of places to try Costa Rican excellent “micro brews” and we even have our own Micro brewery called “Puddlefish”, with great beers and excellent food. (Most Gringos order Imperial their first trip before trying the more “sophisticated” & expensive Bavaria –gold, light or dark, Another popular local beer is Pilsen or Bohemia and lately lots of European imports ). Ba-va-ree-a por fah-vor – I’d like a ……… please.
Taxi – Taxi Look for the officially licensed ones with meters called “maria” And know that its ok to ask to if they have a meter, Say “tiene maria?” when entering a cab. Tea n nay Ma ree a…..
¿Dónde está el banco? – Don-day es-tah el ban-co – Where is the bank? (don’t faint when you see the lines on payday at national banks. Go to the many private banks that exist.)
¿Dónde puedo cambiar plata? – Don-day pweh-do cam-bee-ar pla-ta – Where can I change money? (YOU MUST BRING YOUR PASSPORT TO CHANGE EVEN $20 AND OF COURSE BANKS PAY THE HIGHEST RATE!)
¿Dónde puedo comprar….? – Don-day pweh-do com-prar – Where can I buy….?
Si, yo quiero comprar una Hermosa bungalo de Jeff de CR beach. – See, joe kee yay ro com-prar oona Hermosa Bungalow de Jeff de CR Beach – Yes, I want to buy an Hermosa bungalow from Jeff of CR beach!
¿El menú, por favor? – el may new, por fa-vor – Menu, please?
¿La cuenta, por favor? – la kwen-ta por fa-vor – Check, please? (followed by funny hand scribbling movement!)
¿El bano, por favor? – el ban-yo por fa-vor – Bathroom please ALSO: Ser VEE cios Por fa vor
¡No molesta me! – no may mo-les-ta – Don’t bother me! Also “Sale” sa lay sa lay
¡Qué linda! – kay leen da – how pretty!
Está bien. – ess-ta byen – It’s fine or it’s ok
Hasta Luego. – ahs-ta luway-go – See you later. (used much more than adios)
Ciao or Chao. – Chow- Bye (lately more popular than hasta luego)
Con Mucho Gusto! – Con moo-cho goo-sto – My pleasure. (used instead of your welcome)
Que dicha! or Ay, que dicha! – eye, kay deecha- That’s great. (Effective with sarcasm!)
Drivers: please remember that traffic signs that read before a bridge “Ceda” means “yield right of way” –you have to stop! Also one cool thing here is the blinking of the brights to signal traffic cop or caution ahead.
Pedestrians BE CAREFUL: please remember to look both ways, because unlike many places in the States, YOU HAVE NO RIGHTS here!!!
For Cellular phone users: Messages like “su llamada no se puede ser tramitada en esto momento” (your call cannot be completed at this time) are frequent. Placing a call to a known number sometimes obtains the message “el numero marcado no corresponde a ningun de nuestros clientes” (the number called does not correspond to any one of our subscribers) is another frequent message received by callers.
The messages are produced when the cellular phone being called is within an area that is not functioning or has poor coverage.
Click on the Spanish words in blue to hear them spoken.
A — always pronounced ah, as in mama
E — always pronounced as a long A as in “play” or Chile (CHI lay)
I –always pronounced ee, as in feet, bee
O –always pronounced as oh. Its CO sta Rica, never
ever Casta Rica,
U –always pronounced oo, as in too, pool.
B –Similar to the English ‘b’ but less between vowels it is pronounced very softly so that the lips touch only slightly.
C –As in English, before a, o and u it is pronounced as a K, as in can Costa Rica
Before e or i the c is pronounced as an s as in cent.
CC — Pronounced very similar to the cc in accident
D — Similar to the English ‘d’ in ‘bed’
G — Before A, O or U it is pronounced as the G in get
— Before E or I it is pronounced like the English H but more emphatic.
H — Always silent in Spanish. Hotel is pronounced otel
J Always pronounced like the English H but more emphatic
LL Always pronounced like J in Joe (Spanish example: yo )
ñ — This Spanish character is pronounced NY as in canyon
R — Slightly trilled
When it is the first letter of a word it is strongly trilled.
RR — Always strongly trilled except in Costa Rica
V –In Spain and many parts of South America there is no difference between the ‘v’ and the ‘b’
Y -pronounced as the English Y except when it stands alone (y is Spanish for and) then it is pronounced ee as in tree
Z — In South America the ‘z’ is pronounced as the English S; in
QUE — pronounced kay
QUI –pronounced kee as in keep
)
GUE — pronounced ge as in guest, and get
GUI — pronounced gee as in geese
GUA– guacamole, anyone? (sometimes soft g, like wuacamole…
The remaining letters are pronounced as they are in English with only very slight variations.
Helpful Words and Phrases
INTRODUCTIONS AND GREETINGS
I’d like to introduce you to Mr. Vargas. Quisiera presentarle al señor Vargas. kee-SYEH-rah preh-sehn-TAHR-leh ahl seh-NYOHR VAHR-gahs
Pleased to meet you. Encantado. ehn-kahn-TAH-doh
A pleasure. Mucho gusto. MOO-choh GOOS-toh
I am Ramon Diaz.
Soy Ramon Díaz. soy Ramon Díaz
This is my wife. Es mi esposa. ehs mee ehs-POH-sah
·colleague. ·colega. ·koh-LEH-gah
How are you? Cómo está usted? KOH-moh ehs-TAH oos-TEHD?
Fine, thanks. And you? Bien, gracias. Y usted? BYEHN, GRAH-syahs. Ee oo-TEHD?
Where do you live? Dónde vive? DOHN-deh VEE-veh?
I live in the United States. Vivo en los Estados Unidos. VEE-voh ehn lohs ehs-TAH-dohs oo-NEE-dohs
MAKING FRIENDS
It’s so good to see you. Un gusto verle. oon GOOS-toh VEHR-leh
Would you like a drink? Le gustaría una bebida? leh goos-tah-REE-ah OO-nah beh-BEE-dah?
With pleasure. Con gusto. kohn GOOS-toh
Cheers! ¡Salud! sah-LOOD!
Gladly. Con mucho gusto. kohn MOO-choh GOOS-toh
TALKING ABOUT LANGUAGE
Do you speak English? Habla usted inglés? AH-blah oos-TEHD en-gles?
I speak a little Spanish.
Hablo un poco de español.
AH-bloh oon POH-koh deh ehs-pah-NYOHL
Can you understand me? Me comprende? meh kohm-PREHN-deh?
Please repeat that. Puede repetir eso? PWE-deh rreh-peh-teer EH-soh?
Can you write that? Me lo escribe? meh loh ehs-KREE-beh?
How do you say…..in Spanish? Cómo se dice…..en español?
KOH-moh seh DEE-seh…..ehn ehs-pah-NYOHL?
Could you translate this? Puede traducir esto? PWEH-deh trah-doo-SEER EHS-toh?Numbers
0 zero cero
1 one uno (m), una (f)
2 two dos
3 three tres
4 four cuatro
5 five cinco
6 six seis
7 seven siete
8 eight ocho
9 nine nueve
10 ten diez
11 eleven once
12 twelve doce
13 thirteen trece
14 fourteen catorce
15 fifteen quince
16 sixteen dieciséis
17 seventeen diecisiete
18 eighteen dieciocho
19 nineteen diecinueve
20 twenty veinte
21 twenty-one veintiuno
22 twenty-two veintidós
30 thirty treinta
31 thirty-one treinta y uno
40 forty cuarenta
50 fifty cincuenta
60 sixty sesenta
70 seventy setenta
80 eighty ochenta
90 ninety noventa
100 one hundred cien
101 one hundred and one ciento uno
200 two hundred doscientos
300 three hundred trescientos
400 four hundred cuatrocientos
500 five hundred quinientos
600 six hundred seiscientos
700 seven hundred setecientos
800 eight hundred ochocientos
900 nine hundred novecientos
1,000 one thousand mil
2,000 two thousand dos mil
1,000,000 one million un millón
2,000,000 two million dos millones
Days of the Week
Monday lunes
Tuesday martes
Wednesday miércoles
Thursday jueves
Friday viernes
Saturday sábado
Sunday domingo
Spanish Days of the Week Flash Cards (requires a Java enabled browser)
Months
January enero
February febrero
March marzo
April abril
May mayo
June junio
July julio
August agosto
September septiembre
October octubre
November noviembre
December diciembre
Spanish Months Flash Cards (requires a Java enabled browser)
Eating
napkin servilleta
fork tenedor
spoon cuchara
knife cuchillo
plate plato
water agua
bread pan
butter mantequilla
tea té
coffee café
salt sal
pepper pimienta
Back to top
Colors
black negro
blue azul
brown marrón, café
green verde
grey gris
orange naranja, anaranjado
pink rosado
purple violeta, morado
red rojo
white blanco
yellow amarillo
Back to top
Family
husband esposo, marido
wife esposa
children niños
son hijo
daughter hija
father padre, papá (informal)
mother madre, mamá (informal)
brother hermano
sister hermana
grandfather abuelo
grandmother abuela
uncle tío
aunt tía
nephew sobrino
niece sobrina
cousin primo (m), prima (f)
brother-in-law cuñado
sister-in-law cuñada
father-in-law suegro
mother-in-law suegra
son-in-law yerno
daughter-in-law nuera
Back to top
Directions
left Izquierda
right Derecha
far Lejos
near Cerca
street Calle
avenue Avenida
north Norte
south Sur
east Este
west Oeste
The Guide to Costa Rican Spanish by Christopher Howard M.A.
Words That Don’t Need Translating
There are literally thousands of Spanish words that are easy to understand for English speakers. All you have to do is concentrate on the English within these words and pronounce them with a Spanish accent.
Easy Words:
banana – banana
chocolate – chocolate
color – color
doctor – doctor
hotel – hotel
idea – idea
natural – natural
radio – radio
taxi – taxi
diccionario – dictionary
dieta – diet
moderno – modern
música – music
béisbol – baseball
café – coffee, cafe
comercial – commercial
especial – special
estúpido – stupid
familia – family
fotografía – photography
limón – lemon
minuto – minute
nervioso – nervous
noviembre – November
operación – operation
Refrigerador(a) – refrigerator
teléfono – telephone
vaccación – vacation
¡Buenos días!
bway-nohs dee-ahs
Hello! / Good morning! ¡Buenas tardes!
bway-nahs tard-ays
Good afternoon! ¡Buenas noches!
bway-nahs noh-chays
Good evening! / Good night!
¡Hola! / ¡Chao!
oh-lah / chow
Hi! / Bye! Adiós.
ah-dee-ohs
Good bye. Por favor.
por fah-bor
Please.
Hasta luego.
ah-stah loo-ay-go
See you later. Hasta pronto.
ah-stah prohn-toh
See you soon. Hasta mañana.
ah-stah mahn-yahn-ah
See you tomorrow.
(Muchas) Gracias.
(moo-chahs) grah-see-ahs
Thank you (very much). De nada.
day nah-dah
You’re welcome. Bienvenidos
byen-veh-nee-dohs
Welcome
Lo siento
loh see-ehn-toh
I’m sorry Con permiso / Perdón
kohn pehr-mee-soh / pehr-dohn
Excuse me / Pardon ¡Vamos!
bah-mohs
Let’s go!
¿Cómo está usted?
koh-moh ay-stah oo-sted
How are you? (formal) ¿Cómo estás?
koh-moh ay-stahs
How are you? (informal) ¿Qué tal?
kay tahl
How’s it going?
Bien / Muy bien
bee-ehn / moy bee-ehn
Good / Very good Mal / Muy mal / Más o menos
mahl / moy mahl / mahs oh may-nohs
Bad / Very bad / OK Sí / No
see / noh
Yes / No
¿Cómo se llama usted?
koh-moh say yah-mah oo-sted
What is your name? (formal) ¿Cómo te llamas?
koh-moh tay yah-mahs
What is your name? (informal) Me llamo…
may yah-moh
My name is…
Mucho gusto. / Encantado.
moo-choh goo-stoh / en-cahn-tah-doh
Nice to meet you. Igualmente.
ee-guahl-mehn-tay
Same here. Señor / Señora / Señorita
sayn-yor / sayn-yor-ah / sayn-yor-ee-tah
Mister / Mrs. / Miss
¿De dónde es usted?
day dohn-day ehs oo-sted
Where are you from? (formal) ¿De dónde eres?
day dohn-day eh-rehs
Where are you from? (informal) Yo soy de…
yoh soy day
I’m from…
¿Cuántos años tiene usted?
quahn-tohs ahn-yohs tee-ay-nay oo-sted
How old are you? (formal) ¿Cuántos años tienes?
quahn-tohs ahn-yohs tee-ayn-ays
How old are you? (informal) Yo tengo _ años. yoh tayn-goh ahn-yohs
I am __ years old.
¿Habla usted español?
ah-blah oo-sted eh-spahn-yol
Do you speak Spanish? (formal) ¿Hablas ingles?
ah-blahs een-glehs
Do you speak English? (informal) (No) Hablo…
noh ah-bloh
I (don’t) speak…
¿Entiende usted? / ¿Entiendes?
ehn-tyen-deh oo-sted / ehn-tyen-dehs
Do you understand? (formal / informal) (No) Entiendo.
noh ehn-tyen-doh
I (don’t) understand. Yo (no lo) se.
yoh noh loh seh
I (don’t) know.
¿Puede ayudarme?
pweh-deh ah-yoo-dar-meh
Can you help me?
Claro que sí
klah-roh keh see
Of course
¿Cómo?
koh-moh
What? Pardon me?
¿Dónde está / Dónde están… ?
dohn-deh eh-stah / dohn-deh eh-stahn
Where is … / Where are … ? Aquí
ah-kee
Here. Hay / Había…
eye / ah-bee-ah
There is / are… / There was / were…
Cómo se dice _ en español? koh-moh seh dee-ceh on eh-spahn-yol
How do you say __ in Spanish? Qué es esto?
keh ehs ehs-toh
What is that?
¿Qué te pasa?
keh teh pah-sah
What’s the matter (with you)?
No importa.
noh eem-por-tah
It doesn’t matter. Qué pasa?
keh pah-sah
What’s happening? No tengo ninguna idea.
noh tehn-goh neen-goo-nah ee-deh-ah
I have no idea.
Estoy cansado / enfermo.
eh-stoy kahn-sah-doh / ehn-fehr-moh
I’m tired / sick. Tengo hambre / sed.
tehn-goh ahm-breh / sed
I’m hungry / thirsty. Tengo calor / frío.
tehn-goh kah-lohr / free-oh
I’m hot / cold.
Estoy aburrido.
eh-stoy ah-boo-ree-doh
I’m bored. No me importa.
noh meh eem-por-tah
I don’t care. No se preocupe.
noh seh preh-oh-koo-peh
Don’t worry
Está bien.
ehs-tah bee-ehn
That’s alright. Me olvidé.
meh ohl-vee-deh
I forgot. Tengo que ir ahora.
tehn-goh keh eer ah-oh-rah
I must go now.
¡Salud!
sah-lood
Bless you! ¡Felicitaciones!
feh-lee-see-tah-see-oh-nehs
Congratulations! ¡Buena suerte!
bweh-nah swehr-teh
Good luck!
Te toca a ti.
teh toh-kah ah tee
It’s your turn. (informal) ¡Callate!
kah-yah-teh
Shut up! Te amo.
tay ah-moh
I love you. (informal and singular)
YOU ARE SMARTER THAN YOU THINK IN YOUR ABILITY TO USE (or butcher)SPANISH!
LOOK HOW SIMILAR THE SPANISH WORDS ARE TO ENGLISH!
Other Spanish Words
Agressor (m) aggressor, assailant
Agricultura (f) agriculture
Alarma (f) alarm
Alcohol (m) alcohol
Alergia (f) allergy
Alternativa (f) alternative, choice, option
Altitud (f) altitude
Ambición (f) ambition, inspiration
Antecedente (m) antecedent, preceding
Animosidad (f) animosity, ill will
Antena (f) antenna
Antidoto (m) antidote
Antiséptico (m) antiseptic
Aparición (f) apparition, ghost, appearance
Apartamento (m) apartment
Apetito (m) hunger, appetite
Aplauso (m) applause
Aplomo (m) assurance, confidence, self-possession, serenity, aplomb
Apología (f) apology
Apreciación (f) appreciation, approval
Aprehensión (f), aprension (f) apprehension
Aprobación (f) approbation, approval, consent
Aptitude (f) aptitude, capacity
Arbitración (f) arbitration
Ardor (m) ardor, ardour
Aristocracia (f) aristocracy
Aritmética (f) arithmetic
Aroma (f) aroma, scent, perfume
Arresto (m) arrest, imprisonment
Arsenal (m) arsenal
Arte (m) art; skill
Arteria (f) artery
Artillería (f) artillery
Artista (m, f) artist
Aspiración (f) aspiration, ambition
Ataque (m) attack, fit
Atención (f) attention
Atlas (m) atlas
Atleta (m, f) athlete
Atracción (f) attraction
Autor (m) author
Avance (m) advance, progress, headway
Avenida (f) avenue
Aviación (f) aviation
Bacteria (f) bacterium
Balanza (f) balance, scale
Balota (f) ballot
Banana (f) banana
Banda (f) band; ribbon, seal, gang, group, party
Banquero (m) banker
Banquete (m) banquet
Base (f) base, basis, foundation
Basquetbol (m) basketball
Beligerante (m, f) belligerent
Benedición (f) benediction
Bloque (m) block (of stone, wood, etc.)
Brevidad (f) brevity
Brutalidad (f) brutality
Cacto (m) cactus
Cadáver (m) corpse
Cafeína (f) caffeine
Cafetera (f) coffee pot; woman café owner
Calibre (m) caliber; bore, gauge (of a gun)
Calma (f) calm, quiet
Canal (m) canal, channel
Candela (f) candle
Candidato (m) candidate
Candidatura (f) candidacy
Candor (m) candor
Canibal (m) cannibal
Canoa (f) canoe
Capacidad (f) capacity
Capital (m) capital, funds
Capital (f) capital city
Capitán (m) captain
Captura (f) capture
Caramelo (m) caramel
Caravana (f) caravan
Carnaval (m) carnaval
Catedral (f) cathedral
Categoria (f) category
Causa (f) cause
Caverna (f) cavern, cave
Cavidad (f) cavity
Celebración (f) celebration
Cementerio (m) cemetery
Cemento (m) cement
Censor (m) censor
Censura (f) censure, criticism
Cerámica (f) ceramics, pottery
Ceremonia (f) ceremony
Ciclón (m) cyclone
Cientifíco (m) scientist
Claridad (f) clarity
Clasificación (f) classification
Cláusula (f) clause
Cliente (m, f) client, customer
Clima (m) climate
Clínica (f) clinic
Coca (m) coca
Cocaína (f) cocaine
Cocodrilo (m) crocodile
Coincidencía (f) coincidence
Colaboración (f) collaboration
Colección (f) collection
Colon (m) colon
Colonia (f) colony
Columna (f) column
Combate (m) combat
Combinación (f) combination
Combustión (f) combustion
Comedia (f) comedy
Comentario (m) commentary
Cometa (m) comet
Comisión (f) commission
Comité (m) committee
Compasión (f) compassion
Competidor (m) competitor
Cómplice (m, f) accomplice
Comportamiento (m) conduct, behavior, comportment
Composición (f) composition
Comprensión (f) understanding, comprehension
Compresión (f) compression
Compromiso (f) compromise
Comunicación (f) communication
Comunidad (f) community
Comunión (f) communion
Concentración (f) concentration
Concepción (f) conception
Concepto (m) concept
Concesión (f) concession
Conclusión (f) conclusion
Condición (f) condition
Condimento (m) condiment, seasoning
Conducta (f) conduct
Confederación (f) confederation, alliance, league
Conferencia (f) lecture; conference; meeting
Confesión (f) confession
Confidencia (f) confidence
Confidente (m) confident
Confirmación confirmation
Conflicto (m) conflict
Conformidad (f) conformity
Confusión (f) confusion
Congregación (f) congregation, assembly
Congreso (m) congress, assembly
Conjugación (f) conjugation
Conjunción (f) conjunction
Conmoción (f) commotion
Conservación (f) conservation
Consideración (f) consideration
Consolación (f) consolation
Consorte (m, f) consort
Constitución (f) constitution
Construcción (f) construction
Cónsul (m) consul
Consulado (m) consulate
Contacto (m) contact
Contemplación (f) contemplation
Continente (m) continent
Contingencia (f) contingency
Continuación (f) continuation
Continuidad (f) continuity
Contracción (f) contraction
Contradicción (f) contradiction
Contraste (m) contrast
Contrato (m) contract
Contribución (f) contribution
Control (m) control
Controversia (f) controversy
Contusión (f) bruise, contusion
Convención (f) convention
Conveniencia (f) convenience
Convento (m) convent
Conversión (f) conversion
Convicción (f) conviction
Convocación (f) convocation
Convulsión (f) convulsion
Cooperación (f) cooperation
Coordinación (f) coordination
Copia (f) copy
Coral (m) coral
Cordialidad (f) cordiality, friendliness, warmth
Corporación (f) corporation
Corrección (f) correction
Correspondencía (f) correspondence
Corrupción (f) corruption
Cosmético (m) cosmetic
Costa (f) coast; cost
Coyote (m) coyote
Cráter (m) crater of a volcano
Creación (f) creation
Credito (m) credit
Credo (m) creed
Crisis (f) crisis
Cristal (m) crystal; glass, mirror; lens
Criterio (m) criterion
Cuantía (f) quantity
Cubo (m) cube
Culminación (f) culmination, climax
Cultivación (f) cultivation
Cultura (f) culture
Cupón (m) coupon
Curiosidad (f) curiosity
Custodia (f) custody
Cheque (m) check, bank check
Chocolate (m) chocolate
Danza (f) dance
Debate (m) debate, dispute
Debilidad (f) debility, weakness
Década (f) decade
Decencia (f) decency
Decisión (f) decision
Declaración (f) declaration, statement
Decoración (f) decoration
Deducción (f) deduction
Defecto (m) defect, fault
Defensa (f) defense
Deficiencia (f) deficiency
Déficit (m) deficit, shortage
Definición (f) definition
Definido definite (pp of definir)
Deformación (f) deformation
Deformidad (f) deformity
Delegación (f) delegation
Delegado (m) delegate
Delineación (f) delineation
Demanda (f) demand; petition; question
Democracia (f) democracy
Demostración (f) demonstration, proof, explanation
Denominación (f) denomination; name, title, description
Dentista (m) dentist
Departamento (m) department
Depósito (m) deposit
Depresión (f) depression
Descripción (f) description
Deserción (f) desertion
Designación (f) designation; appointment
Designio (m) design, plan, purpose
Desilusión (f) disillusion, disappointment
Desinfectante (m) disinfectant
Desinterés (m) disinterestedness, unselfishness, impartiality
Desobediencia (f) disobedience
Desparación (f) desperation
Destino (m) destiny, fate
Destrucción (f) destruction
Detective (m) detective
Detectivo (m) detective
Detención (f) detention, arrest, stop, halt, delay
Determinación (f) determination
Detonación (f) detonation
Devoción (f) devotion; piety; attachment
Diagrama (m) diagram; graph
Dialecto (m) dialect
Dialogo (m) dialogue
Diametro (m) diameter
Diarrea (f) diarrhea
Dictador (m) dictator
Dieta (f) diet; assembly
Diferencia (f) difference
Difusión (f) diffusion
Dignatario (m) dignitary
Dignidad (f) dignity
Digresión (f) digression
Diligencia (f) diligence
Dimensión (f) dimension
Dinámica (f) dynamic
Dinamita (f) dynamite
Dínamo (m) dynamo
Dinastía (f) dynasty
Diplomacia (f) diplomacy; tact
Dirección (f) direction, course; advice, guidance
Directorio (m) directory, directive
Disciplina (f) discipline, training
Discordia (f) discord
Discreción (f) discretion
Discrepancia (f) discrepancy
Discusión (f) discussion
Diseminación (f) dissemination
Disensión (f) dissension
Disenteria (f) dysentery
Disgusto (m) displeasure; unpleasantness; annoyance; quarrel; grief; disgust
Disociación (f) dissociation, separation
Disolución (f) dissolution
Dispersión (f) dispersion, dispersal
Disposición (f) disposition, arrangement
Disputa (f) dispute
Distancia (f) distance
Distinción (f) distinction
Distracción (f) distraction
Distribución (f) distribution
Diván (m) divan, sofa
Divergencia (f) divergence; difference (of opinion)
Diversidad (f) diversity
Diversión (f) amusement
Dividendo (m) dividend
División (f) division
Divorcio (m) divorce
Doctrina (f) doctrine
Documento (m) document
Dogma (m) dogma
Doméstico (m) house servant, (a) domestic
Dominación (f) domination, rule
Domicilio (m) home, dwelling, domicile
Donación (f) donation; grant
Drama (m) drama
Duplicidad (f) duplicity
Durabilidad (f) durability
Duración (f) duration
Economía (f) economy
Ecuador (m) equator
Educación (f) education
Efecto (m) effect, result
Eficiencia (f) efficiency
Elasticidad (f) elasticity
Elección (f) election; choice
Elector (m) elector, voter
Electricidad (f) electricity
Elefante (m) elephant
Elegancia (f) elegance, grace
Elemento (m) element
Elevación (f) elevation, height
Elevador (f) elevator, hoist
Eliminación (f) elimination, removal
Elucidación (f) elucidation, explanation
Emanación (f) emanation, flow
Embargo (m) embargo, restriction on commerce
Emblema (m) emblem
Emigración (f) emigration
Emigrante (m, f) emigrant
Eminencia (f) eminence; height
Emoción (f) emotion
Energía (f) energy
Enigma (m) enigma, riddle, puzzle
Entusiasmo (m) enthusiasm
Enumeración (f) enumeration, counting
Epidemia (f) epidemic
Episodio (m) episode
Época (f) epoch
Equilibrio (f) equilibrium, balance
Erosión (f) erosion
Erudición (f) erudition, learning
Erupción (f) eruption
Escorpión (m) scorpion
Esencia (f) essence
Espacio (m) space
Especialidad (f) specialty
Especie (f) species; kind; sort
Espécimen (m) specimen, sample
Espectáculo (m) spectacle
Especulación (f) speculation
Especulador (m) speculator
Esplendor (m) splendor
Esterilidad (f) sterility
Estima (f) esteem
Estimación (f) esteem, regard, valuation
Estipulación (f) stipulation
Estrategía (f) strategy
Estructura (f) structure
Estuco (m) stucco
Eternidad (f) eternity
Etiqueta (f) etiquette
Evacuación (f) evacuation
Evento (m) event
Evidencia (f) evidence
Evolución (f) evolution
Exceso (m) excess
Excitación (f) excitement
Exclamación (f) exclamation
Excremento (m) excrement
Excursión (f) excursion, tour, outing
Excusa (f) excuse
Exhibición (f) exhibition
Existencia (f) existence
Éxodo (m) exodus
Expansión (f) expansion
Expectación (f) expectation
Expedición (f) expedition
Experiencia (f) experience; experiment
Experimento (m) experiment, trial
Explicación (f) explanation
Exploración (f) exploration
Explosión (f) explosion
Explosivo (m) explosive
Exportación (f) exportation
Exprés (m) express
Expresión (f) expression
Expulsión (f) expulsion
Extensión (f) extension
Extracto (m) blackmail
Extravagancia (f) extravagance
Extremidad (f) extremity
Factor (m) factor; element
Facultad (f) faculty, ability
Fama (f) fame
Fantasía (f) fantasy, imagination
Fascinación (f) fascination
Fase (f) phase aspect
Favorito (m) favourite
Favor (m) favour, kindness, help, aid
Fenómeno (m) phenomenon
Fervor (m) fervor
Figura (f) figure, shape, form
Filtro (m) filter
Flexibilidad (f) flexibility
Forma (f) form, shape, figure, manner
Formación (f) formation
Formalidad (f) formality
Formula (f) formula
Fotografia (f) photograph, photography
Fortuna (f) fortune, fate
Fracción (f) fraction
Fractura (f) fraction, break, crack
Fragmento (m) fragment
Fraude (m) fraud
Fricción (f) friction
Funeral (m) funeral
Furia (f) fury, rage
Furor (m) fury, rage, anger, frenzy
Galeria (f) gallery, corridor
Gas (m) gas, vapor
Gema (f) gem, jewel
Generación (f) generation
Generalidad (f) generality
Generosidad (f) generosity
Germen (m) germ
Gerundio (m) gerund, present participle
Gimnasia (f) gymnastics
Gimnasio (m) gymnasium
Glaciar (m) glacier
Globo (m) globe, sphere; world
Gloria (f) glory
Glosario (m) glossary
Graduación (f) graduation
Guarda (m, f) guard
Guardián (m) guardian
Habitante (m) inhabitant, resident
Hangar (m) hangar
Harmonia (f) harmony
Hemisferio (m) hemisphere
Heroismo (m) heroism
Honor (m) honour
Horizonte horizon
Horror (m) horror; atrocity
Hospital (m) hospital
Humor (m) humor; mood
Idea (f) idea
Idealismo (m) idealism
Identidad (f) identity
Ignición (f) ignition
Ignorancia (f) ignorance
Iluminación (f) illumination
Ilusión (f) illusion
Ilustración (f) illustration
Imaginación (f) imagination
Imitación (f) imitation
Impaciencia (f) impatience
Impedimento (m) impediment
Importancia (f) importance
Imposibilidad (f) impossibility
Imposición (f) imposition
Impostor (m) impostor
Impresión (f) impression
Impulso (m) impulse
Impureza (f) impurity
Inacción (f) inaction, inactivity
Inactividad (f) inactivity
Inauguración (f) inauguration
Incentivo (m) incentive
Incidente (m) incident
Incisión (f) incision
Inclinación (f) inclination
Incompetencia (f) incompetence
Inconveniencia (f) inconvenience
Incremento (m) increment
Indecencia (f) indecency
Indicación (f) indication
Indice (m) index; catalogue
Indiferencia (f) indifference
Indignación (f) indignation
Indignidad (f) indignity
Industria (f) industry
Inexperiencia (f) inexperience
Infección (f) infection
Inferioridad (f) inferiority
Infinidad (f) infinity
Inflamación (f) inflammation
Influencia (f) influence
Influenza (f) influenza, grippe, flu
Información (f) information
Infraccion (f) infraction
Infusión (f) infusion
Ingratitud (f) ingratitude
Ingrediente (m) ingredient
Injuria (f) affront, insult; harm, damage
Inmensidad (f) immensity
Inmersión (f) immersion, dip
Inmigrante (m, f) immigrant
Inmigración (f) immigration
Inmoralidad (f) immorality
Inmunidad (f) immunity
Innovación (f) innovation
Inocencia (f) innocence
Inscripción (f) inscription, registration
Insensibilidad (f) insensibility
Insinuación (f) insinuation, intimation
Insistencia (f) insistence, persistence
Insolencia (f) insolence
Inspección (f) inspection
Inspector inspector
Inspiración (f) inspiration, inhalation
Instalación (f) installation
Instancia (f) instance
Instante (m) instant
Institución (f) institution, establishment
Instituto (m) institute
Instrucción (f) instruction, education
instrumento (m) instrument
insuficiencia (f) insufficiency, deficiency
Insulto (m) insult
Insurgente (m, f) insurgent
Insurrección (f) insurrection, uprising, revolt
Integridad (f) integrity
Intelecto (m) intellect
Inteligencia (f) intelligence
Intención (f) intention
Intensidad (f) intensity
Interés (m) interest
Interferencia (f) interference
Interin (m) interim
Interjección (f) interjection
Intermisión (f) intermission
Interpretación (f) interpretation
Intérprete (m, f) interpreter
Interrogación (f) interrogation
Interrupción (f) interruption
Intersección (f) intersection
Intervalo (m) interval
Interventión (f) intervention
Intestino (m) intestine
Intimación (f) intimation, hint
Intimidad (f) intimacy
Intriga (f) intrigue; scheme, plot
Introducción (f) introduction
Intuición (f) intuition
Inundación (f) inundation, flood
Invasión (f) invasion
Invención (f) invention
Inventario (m) inventory
Inventor (m) inventor
Inversión (f) inversion; investment
Investigación (f) investigation
Investigador (m) investigator
Invitación (f) invitation
Ironía (f) irony
Irreverencia (f) irreverence
Irrigación (f) irrigation
Irritación (f) irritation
Jarra (f) jar, vase, pitcher
Jesuita (m) Jesuit
Jirafa (f) giraffe
Jungla (f) jungle
Jurisdicción (f) jurisdiction
Jurisprudencia (f) jurisprudence, law
Justicia (f) justice, court of justice
Justificación justification
Kilogramo (m) kilogram
Labor (f) labor, work
Laboratorio (m) laboratory
Laguna (f) lagoon
Lapso (m) lapse
Laurel (m) laurel
Lava (f) lava
Legislación (f) legislation
Legislature (f) legislature
Lesión (f) wound, injury
Léxico (m) lexicon, dictionary, vocabulary, glossary
Libelo (m) libel
Libertad (f) liberty
Licencia (f) license
Limitación (f) limitation
Límite (m) limit, boundary
Liquidación (f) liquidation, settlement (of an account)
Liquido (m) liquid
Localidad (f) location
Lógica (f) logic
Longevidad (f) longevity
Lotería (f) lottery, raffle
Lunático lunatic
Lustre luster
Magia (f) magic
Magnificencia (f) magnificence
Magnitud (f) magnitude
Majestad (f) majesty; dignity
Malicia (f) malice; wickedness
Mandato (m) mandate; order, command
Manera (f) manner, way, mode
Manipulación (f) manipulation
Manifestación (f) manifestation
Manual (m) manual, handbook
Manufacturero (m) manufacturer
Manuscrito (m) manuscript
Marca (f) mark
Margen (m, f) margin, border; river bank
Masa (f) mass
Máscara (f) mask
Mason (m) mason
Matemáticas (f) mathematics
Materia (f) matter; material; subject
Maternidad (f) maternity, motherhood
Matrimonio (m) matrimony, marriage
Matriz (f) matrix, mould, form
Máxima (f) maxim, rule, proverb
Medalla (f) medal
Mediación (f) mediation
Mediador (m) mediator
Meditación (f) meditation
Melodía (f) melody
Mélon (m) melon
Memorándum (m) memorandum, note: memorandum book, note book
Memoria (f) memory
Mentalidad (f) mentality
Menú (m) menu
Mérito (m) merit
Metáfora (f) metaphor
Metalurgia (f) metallurgy
Meteoro (m) meteor
Meteorología (f) meteorology
Metro (m) subway, metro
Microbio (m) microbe
Microscopio (m) microscope
Migración (f) migration
Milicia (f) militia
Mineral (m) mineral
Miniatura (f) miniature
Minoridad (f) minority (in age)
Minuta (f) minutes; memorandum
Minuto (m) minute
Miriada (f) myriad
Miseria (f) misery
Misión (f) mission
Moción (f) motion
Moda (f) mode, custom, style, fashion
Modelo (m) model, copy, pattern
Modestia (f) modesty
Modificación (f) modification
Molde (m) mold, cast
Monarca (m) monarch
Monarquía (f) monarchy
Monólogo (m) monologue
Monopolio (m) monopoly
Monotonía (f) monotony
Montaña (f) mountain
Monumento (m) monument
Moral (f) moral, ethic
Moralidad (f) morality
Mosaico (m) mosaic
Mosquito (m) mosquito
Mostacho (m) mustache
Motivo (m) motive
Motocicleta (f) motorcycle
Motor (m) motor
Multiplicación (f) multiplication
Multiplicidad (f) multiplicity
Multitud (f) multitude
Munición (f) ammunition
Musculatura (f) muscles
Músculo (m) muscle
Museo (m) museum
Nacionalidad (f) nationality
Náusea (f) nausea
Neutralidad (f) neutrality
Noción (f) notion, idea
Noticia (f) notice, information; news
Oasis (m) oasis
Obediencia (f) obedience
Objeción (f) objection
Objectivo (m) objective
Obligación (f) obligation, duty, bond
Obscenidad (f) obscenity
Obscuridad (f) obscurity
Observación (f) observation
Obsesión (f) obsession
Obstrucción (f) obstruction
Ocupación (f) occupation
Ocasión (f) occasion, opportunity
Océano (m) ocean
Ocupante (m, f) occupant
Ocurrencia (f) occurrence, event
Ofensor (m) offender
Omisión (f) omissión, oversight, neglect
Operacion (f) operation
Opinión (f) opinion
Oportunidad (f) opportunity
Oposición (f) opposition
Opresión (f) oppression
Opresor (m) oppressor
Optimismo (m) optimism
Órbita (f) orbit
Organización (f) organization
Ornamento (m) ornament
Orquesta (f) orchestra
Oscilación (f) oscillation
Ostentación (f) ostentation
Overoles (m) overalls
Pacto (m) pact, agreement
Palacio (m) palace
Parafina (f) paraffin
Parálisis (f) paralysis
Parasol (m) parasol
Parcela (f) parcel of land
Parque (m) park
Parte (f) part, share
Partición (f) partition, division
Participante (m, f) participant
Ración (f) ration; allowance
Radiador (m) radiator
Radio (m) radius; radium; radio
Radiografía (f) radiography, x-ray photography, x-ray pictures
Ranchero (m) rancher
Rancho (m) ranch, small farm
Reacción (f) reaction
Realidad (f) reality
Realización (f) realization
Recepión (f) reception
Recital (m) recital (music)
Recluso (m) recluse, hermit
Recomendación (f) recommendation
Recompensa (f) recompense
Reconciliacion (f) reconciliation
Recreación (f) recreation
Rectángulo (m) rectangle
Rectitud (f) rectitude, uprightness
Recuperación (f) recovery
Reelección (f) re-election
Referencia (f) reference
Refinería (f) refinery
Reflector (m) reflector
Reflexión (f) reflection
Reforma (f) reform
Refracción (f) refraction
Refrigeración (f) refrigeration
Régimen (m) regimen
Regimiento (m) regiment
Región (f) region
Regulación (f) regulation
Regularidad (f) regularity
Relación (f) relation
Religión (f) religion
Remuneración (f) remuneration
Reporte (m) report, news
Representación (f) representation
Represión (f) repression, control, restraint
Reprimenda (f) reprimand, rebuke
Reproducción (f) reproduction
Reptil (m) reptile
República (f) republic
Republicano (m) republican
Repugnancia (f) repugnance, disgust
Reputación (f) reputation
Reserva (f) reserve, reservation
Reservación (f) reservation
Resignación (f) resignation
Resistencia (f) resistance
Resolución (f) resolution
Respecto (m) respect
Responsabilidad (f) responsibility
Restauración (f) restoration
Restitución (f) restitution
Resto (m) rest
Restricción (f) restriction
Resumen (m) resume
Reunión (f) reunion; meeting
Revelación (f) revelation
Revolución (f) revolution
Rifle (m) rifle
Rigor (m) rigor
Rival (m) rival, competitor
Ruina (f) ruin, destruction, downfall
Rumor (m) rumor, report
Saco (m) sack, bag
Sacrificio (m) sacrifice
Sacrilegio (m) sacrilege
Sagacidad (f) sagacity
Salario (m) salary, wages
Saliva (f) saliva
Salutación (f) salutation, greeting
Salvación (f) salvation
Sanatorio (m) sanatorium
Sanción (f) sanction
Sarcasmo (m) sarcasm
Sargento (m) sergeant
Satélite (m) satellite
Sátira (f) satire
Satisfacción (f) satisfaction
Sección (f) section
Secreción (f) secretion
Secretario (m) secretary
Secta (f) sect
Secuencia (f) sequence
Sedativo (m) sedative
Seducción (f) seduction
Segmento (m) segment
Selección (f) selection
Senado (m) senate
Senador (m) senador
Sensación (f) sensation
Separación (f) separation
Serenidad (f) serenity, calm
Sermón (m) sermon
Sesión (f) session; meeting; conference
Severidad (f) severity
Sexo (m) sex
Significación (f) meaning, significance
Silencio (m) silence, pause
Simbolismo (m) symbolism
Símbolo (m) symbol
Simpatía (f) sympathy
Simplicidad (f) simplicity; candor
Sinceridad (f) sincerity
Situación (f) situation, position
Socialisto/a (m,f) socialist
Sociedad (f) society, partnership, company, firm
Solemnidad (f) solemnity
Solicitud (f) solicitude
Solidaridad (f) solidarity
Solución (f) solution
Son (m) sound
Submarino (m) submarine
Subordinado (m) subordinate
Suburbio (m) suburb
Sucesión (f) succession, heirs
Sucesor (m) successor
Sugestión (f) suggestión, hint
Suma (f) sum; addition
Sumario (m) summary
Sumisión (f) submission
Superioridad (f) superiority
Superlativo (m) superlative
Superstición (f) superstition
Suplemento (m) supplement
Suscripción (f) subscription
Suspensión (f) suspension
Talento (m) talent, ability
Tarta (f) tart
Taxi (m) taxi
Telescopio (m) telescope
Tenacidad (f) tenacity
Tenis (m) tennis
Terminación (f) termination
Territorio (m) territory
Terror (m) terror
Testamento (m) testament; Hill
Testimonio (m) testimony
Texto (m) text; quotation; text book
Tigre (m) tiger
Timidez (f) timidity, shyness
Tipo (m) type, class; model
Tónico (m) tonic
Tono (m) tone; tune; key, pitch
Tópico (m) topic, subject
Torpedo (m) torpedo
Total (m) total
Totalidad (f) entirely, whole
Toxina (f) toxin
Tracción (f) traction
Tractor (m) tractor
Tradición (f) tradition
Tragedia (f) tragedy
Tren (m) train
Triángulo (m) triangle
Tribulación (f) tribulation, trouble
Tribunal (m) tribunal; court of justice
Tributario (m) tributary
Trimestre (m) quarter, period of 3 months
Tumor (m) tumor
Tumulto (m) tumult
Túnel (m) tunnel
Tutor (m) tutor, guardian
Uniformidad (f) uniformity
Unión (f) union
Universo (m) universe
Uso (m) use
Vacación (f) vacation
Vacancía (f) vacancy
Valle (m) valley
Valuación (f) valuation, appraisal
Vanidad (f) vanity
Vapor (m) vapour, steam, mist
Variación (f) variation
Vasto (adj) vast
Vegetación (f) vegetation
Vehículo (m) vehicle
Velocidad (f) velocity
Vena (f) vein
Ventilación (f) ventilation
Veracidad (f) truthfulness
Versión (f) versión; translation
Verso (m) verse
Vestibula (m) vestibule, lobby
Veto (m) veto
Vibración (f) vibration
Victima (f) victim
Victoria (f) victory, triumph
Vigor (m) vigor
Violación (f) violation
Violin (m) violin
Virgen (f) virgin
Visa (f) visa
Visión (f) vision, sight
Vitalidad (f) vitality
Vivacidad (f) vivacity, brightness, liveliness
Vocación (f) vocation
Voltaje (m) voltage
Volumen (m) volume
Votación (f) voting
Yarda (f) yard (unit of measure)
HOW TO BUY PROPERTY WISELY IN COSTA RICA!

Costa Rica real estate Buyers tips, info and legal advice from CR Beach Investment Real Estate, famous for being “uncompromisingly honest.”
UPDATE: JULY 15, 2021
Thanks for visiting our Wise Buying Property blog page, because now is the time while we still have a few properties left, as the past 6 months there has been a “buying frenzy.” . Check with your favorite airlines because there are still a few deals out there! Also know we regularly update our info regarding rules and regulations set by the Costa Rican government and the U.S. Embassy.
YOU SHOULD KNOW ABOUT CR BEACH’S CONSUMER PROTECTION:
How we protect you when buying Costa Rican property?
1. We use a Costa Rica-Central Bank licensed Escrow company; your funds are released only with your signed permission!
2. After you receive your lawyer’s Due Diligence property report, you may cancel the sale & receive your full deposit back, minus only the lawyers’ (up to $500) Due Diligence research fee:
SUPER QUICK ANSWERS TO YOUR FAQ’S:
1.Yes you, can buy any Costa Rica property with the exact same rights as a Costa Rican, (except for the “Zona Maritima or concession zone” properties, and we’ll tell you why, further below).
2.Costa Rica has a very modern, digital online computerized system for registering properties, called the Registro Nacional, and everybody has the right to research all registered properties-it’s kind of complicated, but google has videos that can explain it really well.
3. Despite a few bad apples here, we do have some great attorneys, and trustworthy realtors who will help you get the best deal possible, while your money is being protected with U.S. style Escrow services regulated by the Costa Rican Central Bank system (SUJEF). REMEMBER, Money does not leave Escrow without your authorization. PLUS my Intent to Purchase Agreements even contain a BUYERS’ remorse clause….
4. RECENTLY UPDATED: Almost all properties (homes-land-businesses-vehicles) WERE put into a corporation for a variety of reasons, your protection from lawsuits; easier to sell or transfer the property; and other reasons of privacy.HOWEVER DUE TO RECENT CHANGES REGARDING “INACTIVE” CORPORATIONS, MAYBE A CORPORATION IS NOT THE BEST WAY FOR YOU! PLEASE DISCUSS with your attorney!.
5. Realtors don’t have to be licensed yet, but soon they will be, and in conjunction with the two existing Realtor associations, the CCCBR and the CRGAR. Many of us also adhere to the Rules of Ethics as promoted by the National Association of Realtors USA. (Mine is International Realtor ® Certificate of Membership #061212737 National Association of REALTORS®)
6. All the scary stuff of buying property in Costa Rica happens when the Buyer doesn’t use a real estate professional nor a recommended attorney. After more than 26 years here, we know which professionals you can trust, as our experience has taught us to be very selective.
7. Ever since the beginning of 2017, the purchase process here has become a little more difficult in following the Escrow agreement procedures, thanks to the process called Apostille. Now the good news is that it’s a lot easier to get an Apostille stamp from your nearest Secretary of State’s office than it used to be when you had to find the nearest Costa Rican consulate and pray that they were open. The Apostille stamp certifies that the notary public that stamped your other Escrow requested documents is an officially licensed Notary, and each U.S. Secretary of States’ offices which stamp the official document are always open except for U.S. holidays.More info is contained below, but feel free to call OR email us with any of your questions, We’ll be glad to help! We also recommend for online legal advice: Roger Peterson: https://costaricalaw.com/
in Costa Rica: 011-(506) 4702-0808 TRY WHATSAPP, ITS FREE, EASY, +1 (506) 8388-5055 We also have Skype: crbeachjeff_
Do I Really Need To Use A Realtor Or Broker In Costa Rica?Of course, the answer is yes! Costa Rica is not the 51st U.S. state, but a fiercely proud independent country with their own system of laws and ways of doing things. Just because you remember some high school spanish and have the courage to drive in a foreign land, should not give you the confidence that you can find “deals” on your own.
When you hear about the “gringo price” and the “locals” price, of course thats true if you are trying to find a property on your own, by driving around a neighborhood. Of course, the “local” in every country on this planet will tell you, the foreigner in a big fancy car, the highest price they can think of in that moment, just to see your reaction.
Also know this, usually, the better deal is from the foreign seller that needs that cash, now. We know exactly what you should be paying, and will fight for the lowest price possible. Many a Seller trying to list their property for a “dream price” has left our office shaking their head after hearing Jeff’s famous, “that price is not even close to reality, sorry, I can’t offer it for that price.”
Should i Use a San Jose Real Estate Brokerage for Properties for the beach? Would you call a San Francisco realtor if you wanted property in Los Angeles? It’s the same thing here. Locals know the areas, the great advantages, and the conditions to watch out for.
We know that you worked hard for your money, and we want to see you make a wise investment with us, as well as your friends and relatives, too!!! We will help you select the perfect property, attorney and other experts, assist with financing, and provide you with realistic price comparables and “no bull” market analysis. We can enlighten you to the realities of Costa Rican bureacracy, assist in the discoveries of the hidden treasures found amongst us, but most importantly we will protect your investment–this is why you use a local realtor–especially CR Beach Investment Real Estate.
Can A Foreigner Buy And Sell Property In Costa Rica?
Ownership of real estate in Costa Rica by foreigners is fully guaranteed by the Costa Rican constitution. In addition, foreigners enjoy the same ownership rights as Costa Rican citizens, regardless of whether the property is placed in the name of a corporation or in the name of an individual. The only exception to this is in regards to concession lands, which will be discussed later.
Step By Step Through The Purchase Process and how CR Beach protects you more than other real estate companies:
These are the basics that a purchaser follows when buying a property in Costa Rica:
1. Sign a Letter of Intent (aka Intent to Purchase Agreement) which contains the basic facts of the property; the price you are offering; a few details about the Buyers; time elements of the deal, and as many specifics to the deal known at the time. Signatures of Buyers and Sellers must be on the last page, initials on the previous pages, which will then be presented to the Escrow company and your Attorney. 2. If you are in Costa Rica, we suggest you make a small deposit via cash or even credit card, usually $500 to show the Seller you are serious and to take it off the market (usually for 5-10 days after you have returned home.) This $500 is given to your Attorney to initiate the Due Diligence process and later this will be a credit in your Closing Costs. Any questions:call tollfree 888-782-1119.3. Wire Transfers are part of the process established by the “real” Escrow Company (REGULATED by Costa Rica’s Central Bank Approved Financial Authority SUJEF currently www.STLA.net ).
ATTENTION: As of 2015: There are many more requirements as established by SUJEF prior to the Escrow company being permitted to send you the wire instructions.
a. There has to be a signed Intent to Purchase Agreement by both Seller and Buyer for them to start. b. They require proof of funds and completion of a form called KYC: Know Your Client, and this paperwork must be completed prior to the Escrow company sending you the wiring instructions. Please remember that wire transfers from the U.S. or Canada typically take 2-3 business days AND please include the extra fees that the banks charge here for receiving them $35-$50 per transfer.*NO FUNDS WILL EVER BE RELEASED FROM ESCROW WITHOUT YOUR SIGNED AUTHORIZATION!
4. We will introduce you to our area’s most respected Attorneys, who will speak and write in English, and they will be happy to converse with you regarding any legal matters you may have, from the purchase of property, to the choice of corporation type, to residency requirements. Best online legal info is: www.costaricalaw.com 5. When you are comfortable with the lawyer, and you have correctly filled out all the documents required to open up the Escrow Account, you will be sent wiring instructions as ONLY THEN can your funds be wired into Costa Rica to the authorized Escrow Account opened by the prestigious Scotiabank.
6. Due Diligence will then be initiated and generally takes from 1 week to 10 days, only rarely does it take 2 weeks or longer. The DD will include complete Title and Corporation research, performed by your Lawyer.
In Costa Rica, all notaries must be attorneys, and are registered with the Bar Association, (Colegio de Abogados).
7. CR Beach always protects you by giving you up to 36 hours from receiving the Due Diligence report, to decide to if you wish to continue with your purchase. For any reason, if you decide to not continue with the purchase, you will be charged only the $500 (negotiable!) for the Lawyer’s legal fees, and be required to provide a banking address for your refund if other funds were submitted. You must send an email stating your intentions!8. Closing will then occur after you have seen the Closing costs detailed by the Escrow company; proof of the receipt of the final transfer of funds; then the actual Closing where the complete explanation of all documents are explained to you in English or Spanish; the execution of transfer deed, and if the corporation is being transferred to the Buyers there is the endorsement of shares, and the change of officers form.In the not too common sale where the Seller is financing a portion, there will be a mortgage deed and the complete list of the future required payments. These days either the Sellers or the Buyers do have the option to not be present in Costa Rica for the closing, but they will have to have appointed a Power of Attorney to someone who will sign on their behalf. These documents authorizing the POA are signed first in front of a Notary Public in the country where the Buyer/Seller resides, then scanned back immediately and later sent by Fedex/UPS to Costa Rica.9. Your lawyer will submit all paperwork to the Public Registry (Registro Nacional) and then in about 9-12 weeks, you will receive official title. CR Beach will ensure that you are protected, every step of the way!
How Much Are The Closing Costs?
The old custom was for the Buyer and Seller to share equally in the closing costs, because in many cases, to reduce legal fees, the buyer and seller used the same attorney.For the years up to 2013, if the Seller was providing a clean, easily transferable corporation, the Buyer was responsible for paying the closing costs, because the Seller had provided his “value” or financial contribution to the transaction, this was always less than 2%. Not any more! This all changed starting in 2013 BUT MOST RECENTLY, JULY 1ST, 2019:The 2012 Costa Rica Property Transfer Tax Law provides that all new real estate transfers will be subject to a 1.5% transfer tax. In addition, when the property is transferred and recorded in the National Registry, additional fees for registration and “stamps” will be added to the closing costs as well, .08%. This means that if you want 100% complete “peace of mind” you can pay $550-$900 for a new corporation, plus the extra .08% of the selling price to the National Registry and place the property in a brand new corporation.This is the #1 method to protect yourself from any legal liabilities that might be the responsibility of the prior corporation, and i agree!Thus, the total cost of a real estate closing transaction will be somewhere around 2.3% of the selling price for the Buyers and about 2% for the Sellers (plus Sellers pay the real estate commission + the 13% tax on that commission-negotiable?), with the Buyer paying extra fees for the cost and registration of the new corporation, and wire transfer fees and escrow. This can all be negotiated however, as when certain times the Seller stands firm with his selling price, and says, “I will agree to this price but you pay all closing costs, I will pay only the realtor’s commission.” Some realtors are making the Purchase price offer to include the Buyers paying all the closing fees, and there are some smart negotiating tactics reasons for this. Also important to note is that if the Seller is financing any portion of the sale, or the Buyer has miraculously secured bank financing (extremely difficult especially for foreign buyers), then the Buyer IS responsible for paying ALL closing costs.Thus for the Buyers to get the best possible price, we now recommend making anall cash offer, as this can save you from 10-25% off the purchase price!
How Is Title Transferred?
What Legal Documents will the Buyer receive?When buying property in Costa Rica, property is transferred from seller to buyer by executing a transfer deed ( escritura ) before a lawyer-notary, except when merely transferring shares of a corporation, which has become the norm HOWEVER, this all changed in January 2013. Unlike common law countries, such as the United States and Canada, where the role of the notary is limited to authenticating signatures, in Costa Rica the public notary must be an attorney! They have extensive power to act on behalf of the state as they draft and interpret legal documents, and authenticate and certify the authenticity of documents.Once a transfer deed is accepted for registration, the Public Registry will return the original document with all the documentary stamps affixed to it and properly sealed. Assuming no defects in the transfer deed, it should be registered by the Public Registry within 25 to 60 days after presentation. Your completed transaction package will be provided to you by your attorney and will contain:
A) Due diligenceB) Transfer deed c) Corporate books and by-laws d) Certificate of incorporation e) Escrow disbursements) New title certificate. Please note, that as required by Costa Rican law, all documents (except the Due Diligence report), will be in Spanish. However you can pay extra and your lawyer can get those documents translated into English (or French, German, Mandarin, or Portugues!)
How Much Are The Yearly Property Taxes?
Frankly, this is one of those fantastic reasons to buy property in Costa Rica! Property taxes (Municipal Taxes) are supposed to be only ¼ of 1% of the declared value. Thus for every $100,000, the property tax is supposed to be only $250 ANNUALLY. But it’s usually less-except for those in luxury tax zones.Unfortunately the Costa Rican government is not receiving what they should for property taxes, usually because of pre-registered values and the neighbors pressure to “not rock the boat.” Coincidentally this percentage is about the same to purchase home-owners insurance, and yet many choose NOT to have it.Be aware that a new luxury tax was approved in the wealthier areas of CR, and levied at about the same one fourth of one percent, yet, this doesn’t seem to be very well enforced.
This year the law says that its only for the construction of a home worth more than $234,000 after depreciation. If the home has that value, then the land is added to the amount and the tax is figured from there. IN some cases, this would mean an annual property tax of $2000 of homes worth over $800,000. This tax is administered at the municipal level and can be paid quarterly. The type of property, location and other factors contribute to the calculation of this tax and MUST be shown to be fully paid immediately prior to transferring title.
What About Capital Gains Taxes?
There are new laws since July 1st, 2019 regarding paying taxes for properties that show personal capital gain tax. Please consult an attorney as its not as bad as it seems. Lots of exemptions…..
Who Pays The Sales Commission?
The most common way is that the Seller pays the commission to the realtor/broker at closing and typically 5 but up to 7%. The buyer or purchaser does not have to pay any commission when buying property in Costa Rica, UNLESS you have chosen this method with your Broker, and he acts 100% as a “Buyers Agent” and provides you with a Buyers’-Broker’s Agreement. There are advantages to this strategy (as an honest broker, i am happy to do this) as many times the Seller wants to know exactly how much will go into his pocket, or the Seller thinks because he will never be in Costa Rica again, he will skip out on paying. Be aware that if the Seller skips out, they may find that the actual sale can be blocked at the Registro Nacional, and thus will lose (or have blocked) 100% of the expected funds, (versus only the 3-7% they had previously agreed to pay out.
The Seller is responsible also for a 13% tax on the commission that was paid, (since 2013) and this is in lieu of a “capital gains tax” the CR government has been trying for years to impose.The sales tax (impuesto de ventas) or value-added tax (VAT) is 13%. ONLY calculated over the real estate commission, not over the sales price of the property. It is always paid by the SELLER, (Ley de Impuesto General sobre las Ventas: Ley 6826, Articles: 1.n – 2.d – 3.c) Just remember, overall, taxes in Costa Rica are a lot cheaper than the U.S. !!!
Can I Have The Title Of Property In My Own Name?
The decision to have the property that you are buying in Costa Rica in your own personal name or in the name of a corporation is strictly up to the investor. To put it in the name of a corporation is very common; it can offer benefits of asset protection, anonymity for the actual owner, and makes title transfer easier and these days, a little cheaper. However since new laws of July 2019, many property purchasers are now putting the title in their own name, and this will save them some money, yearly! A valid passport for 2-4 representatives (president, vice president, secretary, and treasurer-all can be foreigners) is the only requirement for a foreigner to form a corporation in Costa Rica; the cost ranges from $600-$900 in most cases. More corporation info will be found on this website or costaricalaw.com
Can I buy or need Title insurance in Costa Rica?
SHORT ANSWER: no,Costa Rica used to have “title insurance providers” (Stewart Title, Chicago Title companies and some others) but these companies were ruled to be unnecessary and illegal about 2011. The success of Costa Rica’s new Registro Nacional with its’ improved and fully digital changeover starting in 1997, meant that all attorneys, could use this modern Costa Rican Registro Nacional system faster and more accurately to confirm that a property had clean title with proper ownership. The main Registro Nacional is located in Zapote, San Jose with many branches throughout Costa Rica. In the event that adjustments are needed for any given title, these alterations must be recorded at any Registro Nacional. The Public Registry report (Informe Registral) that most anybody can now access, provides detailed information on the property, including the name of the title holder, boundary lines, tax appraisal, liens, mortgages, recorded easements, and other recorded instruments that would affect title. Of course for accurate Due Diligence, the corporations that almost always own the property are thoroughly investigated in a different government entity. Please note: Stewart Title used to offer title insurance in Costa Rica, and stopped around 2011.We highly applaud and recommend their evolvement into a legitimate excellent Escrow services provider STLA, Secure Title Latin America https://stla.net/offices/secure-title-latin-america-costa-rica-office/ This is who most intelligent lawyers/realtors are using to protect their Buyers’ funds because it’s not easy to get an Escrow account to be approved, (proving that all funds are from legitimate sources), CR Beach protects you with the Escrow service because: NO BUYERS’ FUNDS can be released without the Buyers’ signed approval of the closing statement. They have been great and we are so thrilled that they have added a small branch office in Jaco!
Do I Need To Have Residency To Purchase Property?
No, it is not necessary to have residency to buy property in Costa Rica. You can buy with your tourist status. Living here is another matter, as a foreigner and tourist you have to leave the country for 72 hours once every 3 months in order to renew your legal status in Costa Rica. Some of the foreigners without residency enjoy traveling and visiting Nicaragua or Panama for a couple of days, or go back home for a short trip, or discover more of Central America in order to renew their visa.There are many forms of residency available, we can help you to contact an attorney who can assist you in determining what residency status would work for you. If you plan on living here year round, you will find it easier if you have legal residency. There are several ways to find a good Residency lawyer, just ask!
How Can I Get Residency In Costa Rica? There are several ways to get a residency here, with different types, such as Pensionado, Rentista or Inversionista. It depends on your individual situation; we recommend consulting a lawyer regarding residency.For all residency requirements and updates we highly recommend: such as: www.arcr.net or www.residencyincostarica.com and there are others too.The easiest? way is to fall in love and marry a Costa Rican. They recently have changed the divorce laws, so now, its no longer 3 years before one can file for the divorce.
The government has cracked down a little on obvious “fake” marriages, so if you are serious, we suggest meeting your “soul mate” thru the few reputable and legit Costa Rican “introductory services” . Residency requirements include paying the “Caja.”When you apply for CR residency you are required to join CAJA and pay into the government health care system. The fee is determined by your monthly income minus expenses, your age, and how they feel at the time? It is a reasonable price for an medical emergency, but I would not count on it as your primary medical system. I pay to see private doctors who are fairly inexpensive, as compared to cost in California, U.S., and usually we all get very good medical care for our needs. If you have preexisting conditions, fortunately that doesn’t even matter to CAJA, just need to pay into the system every month and then wait and wait and wait. My recommendation is what i did, join Blue Cross-Blue Shield, that they sell here, and my agent is Freddy Obando. I also recommend Freddy, (excellent English) for home & auto insurance.
What Are The Regulations Regarding “Zona Maritima or “Concession zone” Beach Front Properties?
A very controversial subject, as many realtors won’t tell you upfront if its in the Concession Zone or in Spanish> Zona Maritima. When buying property located on or very close to Costa Rica’s beaches, you should be aware of the following:In ALL of COSTA RICA, the first 50 meters (for linear feet x 3.28=164 feet) from the mean tide mark CANNOT LEGALLY be built on by anybody, anywhere in the country, as it is considered public beach.
An estimated 93-95% of Costa Rican beaches fall under a category known as the Maritime Zone Law, (Zona Maritima). Thus to the first 50 meters or 164 feet add another 150 meters or 492 feet. This 150 meters is subject to the Maritime Zone Law and the ICT administers the granting of Concessions. There are some disputed properties whose owners claim that since the property was registered prior to 1973, in which case it has full title and can be transferred as such and called “titled to the 50 meter line”).
Concession property operates as a leasehold agreement with the Costa Rican ICT, (Instituto Costarricense de Turismo) and the local Municipality and we strongly urge caution when purchasing this type of property. We at CR Beach will sell you “concession land” ONLY after you show us a letter, email, or quick note from your attorney stating that you have been advised about any potential risks.
The ICT is also responsible to declare the tourist or non-tourist areas at the maritime zones. At this point it is important to clarify that only private people or companies from Costa Rica may develop tourism projects in maritime spaces, as well as those foreign companies whose 50 percent of its capital belongs to Costa Rican citizens.
Restrictions when approving a concession on public land:
Article 47 of the Maritime-Terrestrial Law establishes, in general, the people or companies that cannot receive a concession:
– Foreigners who haven’t resided in the country for at least five years
– Companies (sociedades anónimas) with bearer shares
– Companies or entities domiciled abroad
– Entities founded in the country by foreigners
– Entities whose shares, quotas or capital (more than 50 percent) are in hands of foreigners. In other words, you as a foreign investor CANNOT OWN MORE THAN 49% OF THE CORPORATION THAT PURCHASES THE CONCESSION LAND!
The management of a concession requires the work of legal experts, as before applying to a maritime zone concession, a rigorous research of the land is required, especially in areas without a Plano Regulator included in the Law 6043. Besides, all the Costa Rican municipalities handle a different regulatory plan, so the paperwork to apply for each concession can vary.
The fact is that after having lived in Costa Rica for over 28 years, i have witnessed major multi-million dollar hotel projects that really are built on concession land throughout Costa Rica, (4 Seasons, Hilton, W hotels, Riu 2 hotels) without any problems, thus it must not be that risky if you have deep pockets for lawyers….All in all, an investment in shoreline property regulated by the Maritime Zoning Law requires extra caution and thorough investigation. Like how many nights can an owner of a concession zone condo be allowed to stay in their condo during a calender year? Yes that’s part of the regulations!
There are ambiguities that exist within the written law, so that as regulations are created and amended, rights to property may also change, so remember your rights are not as well respected when compared to major hotel chains who received double the length of concession zone time limits! I have seen the ICT take away 500m2 of beachfront from a small hotel, in Playa Hermosa, in 2010, thus all the warnings I am providing to you!
Even if you get a concession, there are no guarantees that the concessions will be renewed or that the price of the concession or the yearly canon will be within reason. The fact remains that you are not purchasing property, you are leasing it and you must be willing to accept that risk.
Costa Rican Corporate Structures: Types Of Legal Business Organizations
There were changes made in 2019/2020, so consult your attorney!) Thanks to Roger Peterson for his “excellent current legal internet advise” check out: www.costaricalaw.com or others on google, for information that is no more than 1 year old.
Purchase Of Land Through Costa Rican Corporations I used to have lots of info here, but now I insist you ask an attorney because there have been lots of changes in the past 2 years, and besides, thats what you pay them for!
What Does It Cost To Build In Costa Rica?We have known people to pay as low as $58 per square foot and as high as $150 a square foot. I say, on average $100 sq.ft, but if you speak spanish, then knock off 10% and if you have building experience then knock off other 5%. (or vice-versa).Building Versus Buying An Existing Home? Depends on the market. Now it’s cheaper to buy built, in a majority of cases, unless you are an experience builder that can construct multiple units for resale purposes.
What’s The Process To Build? There is a licensing body for architects and engineers, Colegio de Ingenieros y Arquitectos, which sets standards for fees should you decide to build. These prices however are not chiseled in concrete! Of course it is much easier to buy property already established, but if you must build, it is strongly advised that you have prior building experience, speak some Spanish, or have a solid recommendation for either the construction company or an architect. Costa Rica offers a wide availability of good quality construction materials, reputable contractors and construction companies. Most construction meets or exceeds California’s seismic codes, due to the low price of concrete. Hardwoods and imported tile are cheaper than the U.S. and laborers are plentiful from Nicaragua. There are many builders we can recommend, with proven track records.)
The following is from www.costaricalaw.com who we endorse as highly reputable:All architects and engineers in Costa Rica must be licensed by the Costa Rican Association of Engineers and Architects (olegio Federado de Ingenieros y Ingenieros y Arquitectos-CFIA). This governing body establishes the fee schedule that can be charged by its members. Most fees are based upon a percentage of the value of the construction project.
According to the regulations of the CFIA (Reglamento para la Contratación de Servicios de Consultoría en Ingeniería y Arquitectura), the involvement of a licensed architect/engineer in a construction project is separated into two phases. Phase 1 is construction plans and permits and Phase 2 is control and execution. Preliminary studies (estudios preliminaries): 0.5 percent. These studies may or may not be required, depending on the scope of the project.
Preproject design (anteproyecto): 1.0 to 1.5 percent. Generally, during this stage, the architect/engineer will meet with the client in order to discuss the client’s construction requirements. With this information, the architect/engineer will prepare drafts of the proposed construction project for review by the client. These drafts should include site planning and preliminary work drawings. When you contract for this service be sure you agree with your architect/engineer before hand on what he or she is going to provide for you.
Construction plans and technical specifications (planos de construcción y especificaciones técnicas): 4.0 percent. This is one of the most important steps in the overall construction project since execution of the project will depend upon the quality and accuracy of your construction plans. Once you and your architect/engineer have agreed on the layout and design of the project, she or he will begin drafting the plans. In Costa Rica, a complete set of plans should include a site plan, distribution plan, elevation and transversal and longitude perspectives, roof design and drainage, design of footings and support beams, structural plans, electrical design, mechanical and sanitary system design, as well as a plan that details all of the interior finishings of the construction.Budgeting (presupuesto): 0.5 percent for global budgeting; 1.0 percent for itemized budgeting. Here the architect/engineer prepares a materials list based upon your construction plans and prepares a construction budget for you.
Construction Permits–Another View of the Construction Process:Phase 1. Construction plans and permits. This phase is further subdivided into several distinct professional services that can be provided to the client by the architect/engineer. The percentages cited below are those that the CFIA has established as minimum chargeable fees.Supervision (Dirección técnica): 5 percent. This requires more direct involvement by the architect/engineer in the day-to-day operation of the project.Administration (Administración): 12 percent. Here, the architect/engineer takes complete responsibility for the execution and completion of the project.The option you choose will depend upon the type of project involved, the reliability of your builder/general contractor, and the amount of time you are willing to dedicate to the construction project. All told, phases 1 and 2 can range from 9 percent to 18 percent of the estimated value of the construction project, depending on the amount of services required. It is common practice to negotiate fees with the Architect AND engineer. Most, of course, will be eager for your business and, depending on the scope of the project will be willing to work out an agreement tailored to your particular needs. Otherwise, have your Attorney do the negotiating for you to ensure that you will get the best agreement possible.
Before you sign any contract, be sure that you understand the fee structure and know exactly what is and is not included in the fee and clearly define the responsibilities that your architect/engineer are going to assume. Do the same thing with your general contractor and any subcontractors.
ALL FEES ARE NEGOTIABLE!!!Before you purchase a lot with the intent of building on it, you should conduct some preliminary studies on the property to ensure that there won’t be a problem obtaining a building permit.
Due Diligence studies include:
1. Determine if the lot has basic services such as water, electricity, telephone, and drainage.2. Determine there are no restrictions placed on the lot that could result in the denial of a construction permit. It will not be enough to check the Public Registry. You should also check the local Muni first, especially by someone, lawyer or architect, who has communication Ministry of Public Works (Ministerio de Obras Públicas y Transporte) for future road construction projects; the Ministry of Health (Ministerio de Salud); the National Institute of Housing and Urban Development (Instituto Nacional de Vivienda y Urbanismo) and the municipality where the property is located (municipalidad).3. Investigate if there are any environmental regulation that may effect your construction project, such as national wildlife refuges and areas deemed protected by the forestry Law. (see MINAE and SETENA below).Requests for construction permits are filed with the Permit Reception Office (Oficina Receptora de Permisos de Construcción), which is a centralized office that houses government representatives from MOPT (Ministerio de Obras Públicas y Transportes-roads), INVU (Instituto Nacional de Vivienda y Urbanismo- housing), ICE (Instituto Costarricense de Electricidad-telephone), AYA (Instituto Costarricense de Acueductos y Alcantarillados-water), SNE (Servicio Nacional de Electricidad-electricity), CFIA (Colegio Federado de Ingenieros y Arquitectos), and the Ministry of Health (Ministerio de Salud).For a single family home that measures more than 70 m2 (735.2 ft.2), the applicant must provide the following documentation: four copies of the construction plans, four copies of the property cadastre plot plan (Plano catastrado), four copies of the permit checklist (hoja de comisión), two copies of your property deed (escritura), one copy of the consulting contract with your architect/engineer (contrato de consultoria), an approval from the water company (AYA) regarding availability of water, and one copy of your electrical design plan approved by SNE. Condominium projects, commercial construction, and urbanization projects all carry additional requirements for obtaining construction permits.In addition to these requirements, you will need to request a building permit from the municipality in which the property is located.
By law it is the municipality that is delegated the responsibility to ensure that all constructions comply with building regulations (Article 1, Construction Law). You can, therefore, expect periodic visits to your construction site by the municipal building inspector, who must certify that the construction is proceeding according to code.We don’t mean to scare you with the above information, but to be well informed will eliminate future problems. We are experiencing a building boom currently, so it is possible to follow procedures and get things done right.Phase 2. Control and execution. This stage involves the actual construction and project supervision. The regulations authorize three kinds of supervisory tasks, each of which requires a larger time investment from the architect/engineer. Inspection (Inspección): 3 percent of total construction value.
Here your architect/engineer will visit the construction site at least once a week and will inspect it to ensure that the plan specifications are being followed by the general contractor. They will also verify the quality of the materials being used and review invoices being presented by the general contractor. We don’t mean to scare you with the above information, but to be well informed will eliminate future problems. CR Beach will help ensure you have the greatest chance for success in Costa Rica. Who are MINAE and SETENA?Minae is the Ministry of Energy and the Environment which governs and enforces the environmental laws in effect here in Costa Rica. Minae is entrusted with protecting ecosystems and species and can be called upon to file denuncias or legal charges in cases of environmental damage by Costa Ricans and foreigners alike. Indeed, in Costa Rica, Article 50 of the Constitution gives all HUMANS the right to enjoy a healthy and balanced natural environment and provides that the STATE or government will guarantee and preserve this right for all. All permits for cutting trees and general aspects of land use are delimited by MINAE in accordance with these environmental laws. Therefore, if your property contains primary or secondary jungle, rivers, streams or springs, your use is strictly limited and should be investigated with authorities in your area to avoid serious civil and criminal penalties. Moreover, if any of these trees are rivers or springs are situated on steep mountain slopes, the laws governing construction are different.
MINAE works in conjunction with local Municipalites as well as with SETENA, the Technical Environmental Secretary charged with evaluating environmental impact incurred with all development projects. You need a Technical Study or Estudio Technico to move forward with any kind of development or construction activity, and there are private companies that can assist you with these studies, check www.deppat.com.
Many properties are part of a Municipal Zoning Plan or Plan Reguladora. In this case, your local Municipal government can tell you if a plan exists for your area, OR IS IN THE WORKS, and give you any regulations set forth therein. Any activities carried out on your property must be permitted by the zoning plan. Moreover, if your property is in a coastal zone or Zona Maritima, you must request special permits from the Municipal government as well from the Tourism Institute (ICT) to carry out any kind of construction or tourism activity. Ministry of Environment and Energy (MINAE)Information Office Headquarters www.minae.go.cr/ https://www.minae.go.cr/setena/ SETENA PHONE NUMBER: 2234-3367 EMAIL: setena@minae.go.cr FOR MORE INFORMATION VISIT: https://www.tramites.go.cr/
Can I Use IRS 1031 Exchanges or IRAs For Costa Rica Real Estate?
Yes, for those U.S. citizens who are sophisticated investors looking for unique real estate investment avenues, we recommend that you consult with your tax professional for the best strategies tailored to your specific needs.
KNOW YOUR CLIENT laws were first passed in 2009 Regarding Client information legally required to be provided to Banks, Escrow and Insurance Companies: Still in effect today! INS – which is still the only Costa Rican state sponsored insurance company operating in this country – has integrated a Compliance Office, with a full-time staff to make sure of full compliance, because the consequences are expensive if a financial institution is found to be in non-compliance! INS is now getting serious. Their first objective is to improve, update and complete a data base of its clients, known as Base Unificada de Clientes, or “BUC”. To do this, it has ruled that as of July 1st, 2009, applications for new insurance or applications to modify existing policies must attach a form “Información del Cliente” OR KNOW YOUR CLIENT, without which INS simply will not process applications. Excepted are the simpler one-shot policies, such as Flight insurance, Students’ insurance, Traveller’s Accident insurance, etc. The form is detailed, and requires from the client the usual identity and contact information. If the client is a corporation, the information is required of the corporation itself and also of the person representing the corporation (“apoderado”), whose power-of-attorney (“personería”) must be attached. The form must be signed by the client or the legal representative, if a corporation. Must attach:- Copies of the client’s and signer’s ID’s.- Proof of address (light, phone, or water bill)- Proof of income and sources of income.- “Personería” of the signer (for corporations.)Once a client has complied by filling out the “Información del Cliente” the Know Your Client form and providing the additional info, hopefully there will be no more disclosure requirements from that client for a while.
ONE MORE PIECE OF ADVICE:
When you consult a U.S. attorney and/or accountant regarding THEIR thoughts about YOUR purchasing a property in Costa Rica, please make sure they ARE FAMILIAR with buying properties in foreign lands or better yet, Costa Rica, regarding your future taxes, or expense write-offs,or especially Trusts-Wills-Inheritances. If they aren’t experienced in this area, please get a personal recommendation from them for someone that is.
BE PREPARED but please consider this:
Costa Ricans are very proud of their country, their laws, their heritage & reputation; and legalities that exist in the U.S. may not have any legal relevance here. This is the same reason why U.S. Banks cannot provide loans on Costa Rican properties.
This is a great country of laws in a different system than the U.S., (Costa Rica Civil Law vs U.S. Common Law) so don’t even think about suing someone here nor even verbally threatening to sue, because people will look at you and smile, thinking, “oh these poor naive tourists”, lol…
It’s important you find a great attorney here, recommended by either your realtor or your Embassy, and if necessary, hire three to get a definite answer!!!
Pura Vida!

CONTACT US:
TEL in Costa Rica: 4702-0808 (011 country code, 506 area code)
WHATSAPP +1 (506) 8388-5055 at no charge
SKYPE: crbeachjeff Email: jeff@crbeach.com